Top Common Frauds
Stay Alert – Don’t Fall for Digital Traps!
In today’s digital world, fraudsters are becoming increasingly sophisticated, using Greed , Fear/Threat or Help to manipulate unsuspecting individuals.
Through fake identities, misleading messages, and deceptive apps, they attempt to gain access to your money and personal information.
Here’s how some of the most common frauds work — and how you can safeguard yourself.
1. What is a Digital Arrest?
A Digital Arrest is a modern cyber scam where fraudsters impersonate officials from the Police, CBI, or Cyber Crime departments, falsely accusing victims of being involved in criminal or money-laundering activities.
How it Works:
- Fake calls or video calls claim that you or your loved one is linked to a crime.
- Fraudsters show fake IDs or letters with official logos to appear genuine.
- They say your bank account will be frozen and you’ll be “digitally arrested.”
- Fraudsters also tell you not to inform anyone, not to leave your home or country, and threaten you with serious consequences for you and your loved ones.
- Finally, in the name of bail or verification, you’re tricked into transferring money or sharing your banking details with a so-called “safe account. Remember: There is no such thing as a Digital Arrest. Genuine authorities never demand money or confidential details over calls.
2. What is an Investment Fraud?
An Investment Fraud involves fraudsters offering fake or high-return investment schemes through WhatsApp, Telegram, or other social media platforms. They promise unrealistic profits in shares, crypto, or mutual funds to gain your trust.
How it Works
- Victims are approached through social media ads, fake celebrity pages, or chat groups.
- They are asked to download a trading app that looks genuine.
- Fake profits are shown on the app by crediting small initial amounts to gain trust and lure larger investment
- Once convinced, victims invest higher amounts - Scammers then block them and disappear with the money.
3. What is an APK Scam?
In an APK Scam, fraudsters trick victims into downloading malicious mobile apps (APK files) disguised as official links related to e-challans, income tax, police, or bank alerts.
How it Works:
- You receive a message or link urging you to download an app or open a file.
- Once installed, the app grants remote access of your phone to the fraudster.
- They can view your screen, access banking and personal details, and transfer money from your account.
- The stolen data can further be used for identity theft and other cybercrimes.
Safety Tips for All Three Frauds
- Don’t act under fear, greed, or help.
- Police or CBI never demand money over calls.
- When in doubt, contact your Relationship Manager or Branch Manager before reacting.
- Don’t fall for greed or promises of quick returns.
- Never share your banking or personal details with anyone.
- Avoid clicking on unverified links or downloading unknown apps/files.
- Always verify and research before investing.
- Avoid joining random social media groups offering trading ‘tips.’
- Regularly review SMS, call, and app permissions — remove access for apps you don’t use or trust.
- Always answer calls from our official Transaction Monitoring Numbers -1600318475, 1600313475, 1600308475, 1600300475, 1600303475, 1600310479, 1600318479.These are genuine calls by bank to safeguard your account from suspicious or fraudulent transaction
Always Pause • Think • Act before every step.
Watch & Learn Now
Digital Arrest Scam : https://youtu.be/aSR6dCOgLRk?si=rvAjrxqlzNzvzSPH
Investment Scam : https://youtu.be/iAqn8XCg_kA?si=VXCK42LMakR7eR2a
APK Scam press release:
Explore More
Click here to read how Chacha Chaudhary outsmarts online fraudsters.– (Comic Strip on Chacha Chaudhary)
Click here to see samples of fake notices
(Fake Notice & Fake Police Notice)
Remember
Your awareness is your best protection.
Stay informed, stay cautious, and always verify before you act.
Together, let’s build a smarter and safer digital banking experience.