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| For Regular Post: Manager, HDFC Bank Cards Division,PO BOX # 8654 Thiruvanmiyur PO Chennai - 600 041 For Courier: Manager, HDFC Bank Cards Division,# 8, Lattice Bridge Road, Thiruvanmiyur, Chennai - 600 041 |
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| For products (other than Credit Cards ) mail us at: | |
| HDFC Bank Ltd., New Bldg; "A" Wing 2nd floor, 26-A Narayan Properties,Chandivali Farm Road, Off Saki Vihar Road, Chandivali, Andheri (East), Mumbai- 400 072 |
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Are you self-employed and wondering whether you can take a Personal Loan?
Yes, you can.
Read our guide to Personal Loans for self-employed before you worry about finances the next time.
Why should I take a Personal Loan for self-employed?
You will receive funds in one go. HDFC Bank offers loans up to Rs 40 lakh.
You get flexibility to choose tenure (from 12 to 60 months) and repayment options (pocket-friendly EMIs starting at Rs 2187).
You can use the funds from a Personal Loan for several purposes.
How can I use a Personal Loan?
How can I apply for a Personal Loan for self-employed?
You can apply for a Personal Loan via HDFC Bank NetBanking or online on the HDFC Bank website. Or you can visit the nearest ATM or HDFC Bank branch to make an application.
Read more on the steps to apply for a Personal Loan here.
What is the eligibility for a Personal Loan for self-employed?
The bank may require self-employed Personal Loan applicants to have a specified minimum income, which can vary by location. Financial documents that show stability of income will help you easily get a Personal Loan for self-employed.
The bank may also require self-employed individuals to be in business for a certain amount of time.
You can check your Personal Loan for self employed eligibility here.
What documents do I need to apply for a Personal Loan?
Besides the standard documents such as proof of address and proof of identity, you will need additional documents to indicate continuity in your business and steady income.
These documents can be in the form of recent bank statements, audited financials, tax returns and office lease agreement.
You may require additional documents depending on the type of profession you practice and your organizational set-up.
How soon can I receive funds from a Personal Loan?
HDFC Bank disburses pre-approved Personal Loans to customers in 10 seconds* and to non-HDFC Bank customers in 4 hours*.
Do I need to provide security or collateral?
Personal Loans are unsecured loans, which means you do not need to provide security or collateral.
So what are you waiting for? Apply for the self employed Personal Loan now!
* Terms & conditions apply. Personal Loan disbursal at sole discretion of HDFC Bank Ltd
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A personal loan is one that is provided by a bank to fund a financial need or immediate cash requirement, be it for business, family wedding, studies or foreign trips. The bank will not question you about the end use when you are applying for a personal loan
Personal loans are loans that do not require collateral or security and is offered with minimal documentation. You can use it for any legitimate personal need. Like any other loan, you must repay it according to agreed terms with the Bank usually over a few months to a few years in easy equated mont
When you have a clean credit history and a track record of financial discipline, you may become eligible for a personal loan pre-approval.
Whether you want funds for a family wedding, a foreign holiday, child’s education, home renovation or medical emergency —a personal loan is the ideal solution for your urgent financial needs.
A personal loan is useful to fund a range of financial needs, including home renovation, children’s education, medical emergency, family wedding or a dream vacation.
Emergencies may happen rarely, but they are always unexpected. And when you are faced with a tough situation, you may need funds quickly.
Ask yourself these questions before you decide to apply. From how to apply for a personal loan to personal loan requirements, we have the answers to key questions that you may have.
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