At times you need to borrow funds to finance large purchases, consolidate existing debts or even seek shot term help. HDFC Bank offers a wide range of financial products that can be borrowed to suit your financial requirements. Whether you want to apply for loans, loans against assets, other loan option or credit cards, we have the ideal solution for you.
To get a taste of the benefits, products, functions and processing, you can explore our knowledge centre. Our editorial content will provide with an insight into our borrowing facilities and options, and help invest in what you are looking for. Whether it is the different loan options, loan against asset features or even insight into credit cards, take a look at our knowledge centre to know more.
An investment, worthy of its name, gold comes in handy when one requires instant funds. You can take out a Gold Loan from your bank, by pledging your gold jewellery or coins
An investment, worthy of its name, gold comes in handy when one requires instant funds.
Gold has been around for years. It enjoys tremendous social, cultural, historical, religious, and economic significance in the country. In many countries, it can be bought in the form of bars, coins, jewellery, and in raw form.
Gold Loans are becoming increasingly common in India. For one, a Gold Loan is a great way to arrange funds to finance your various needs – be it for a medical emergency, a business deal or any other such reason, where you need cash instantly
Throughout India, gold is considered as an essential investment and loan instrument. Banks provide Gold Loans by accepting gold as collateral.
Gold has evolved from being a precious metal for beautiful jewellery to becoming an extremely popular investment instrument in India. Moreover,
They say, “All that glitters is not gold.” While this may be true in most cases, when Indian festivals come around, you can be sure that the glittering yellow metal hanging off people’s necks and hands is indeed, gold. Most Indians consider it auspicious to buy gold during festive times and is said
A new year always coincides with the launches of new models and variants by auto manufacturers, making it the ideal time to buy that new car or bike that you were thinking about.
EMI is one of the most important aspects of any loan that you take. EMI stands of equated monthly instalments. It is the amount you will have to pay every month till the end of your loan tenure
Be it a wedding, children’s education, a medical emergency or foreign travel, a personal loan is a great way to raise funds for a wide range of personal needs. You can get the funds quickly, with minimal documentation. You can repay the loan over many months or years in easy monthly instalments.
Two questions that most people have when they take a personal loan are: How much loan can I get? How much will I have to pay out every month?
India is the second largest smartphone market in the world, and it is still growing at almost 30% annually. Today, you can get smartphones at price points ranging from Rs.5,000 all the way up to Rs. 90,000.
Personal loans are loans that do not require collateral or security and is offered with minimal documentation.
Weddings come once-in-a-lifetime. And you want it to be perfect in every way. A personal loan makes your dream wedding possible.
Have you ever received calls or even messages informing you that you are eligible for a Personal Loan?
If you have been dreaming of a vacation since a long time, don’t let the trip costs hold you back.
Whether you want funds for a family wedding, a foreign holiday, child’s education, home renovation or medical emergency —a personal loan is the ideal solution for your urgent financial needs.
You might be eager to pay off your loan. But is prepayment always the smartest option? Find out.
Consistency or concession – what do you need for your home loan premiums?
Thinking of travelling the world or planning the perfect wedding?
Indians are taking international holidays with a vengeance. In the 80s and 90s, it was the Japanese groups with their ubiquitous cameras that were the face of international tourism.
Ask yourself these questions before you decide to apply. From how to apply for a personal loan to personal loan requirements, we have the answers to key questions that you may have
Emergencies may happen rarely, but they are always unexpected. And when you are faced with a tough situation, you may need funds quickly.
A personal loan is useful to fund a range of financial needs, including home renovation, children’s education, medical emergency, family wedding or a dream vacation
A personal loan is one that is provided by a bank to fund a financial need or immediate cash requirement, be it for business, family wedding, studies or foreign trips
Are you planning to buy your dream home soon? Looking for a loan to purchase a new car for the family? If you want to
If you use a Credit Card, you will receive a statement every month, which records all the transactions you have made during the previous one month.
A life insurance policy is designed to provide financial cover to your family if something happens to you. Certain types of policies such as unit-linked and endowment plans also double up as investments.
You have worked for a few years in your profession and gained some experience. You decide you want special training and higher academic knowledge in your chosen field. You apply for a course at a foreign university and get accepted to the college, only to realize that your expenses will exceed your current savings.
When you take a loan, some banks will expect you to pay a certain portion (usually 5% to 15%) of the car value to the dealer before they release the car loan. This is called a down payment.
You take a Car Loan to buy a car and regularly pay your EMIs. A few months later, you receive an unexpected windfall – proceeds from a sale of property or a bonus at work. You are wondering: Should I prepay my Car Loan?
At some point in time, you realised you need to either pay off your pending bills or debt, or need immediate cash to sponsor marriage preparations, purchase the latest gadgets or even go on a quick vacation.
Are you self-employed and wondering whether you can take a Personal Loan?