Personal Loan Eligibility Criteria

Introducing HDFC Bank Personal Loan – your ultimate financial solution.

Check your eligibility in just 1 minute! HDFC Bank customers can check their pre-approved loan eligibility via Net Banking or by typing "My Offer" on the bank's WhatsApp number 70700-22222. Enjoy competitive interest rates, borrow up to Rs.40 Lakh, and benefit from a flexible tenure of up to 5 years. With minimal documentation and quick approvals, HDFC Bank Personal Loan helps you fulfill your dreams. Apply now!


The following people are eligible to apply for a Personal Loan:

  • Employees of private limited companies, employees from public sector undertakings, including central, state and local bodies
  • Individuals between 21 and 60 years of age
  • Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer
  • Those who earn a minimum of 25,000 net income per month.

Personal Loan
For Your Every Need!

  • Personal Loan
    for Salaried
  • Emergency
  • Debt Cosolidation
  • Marriage
  • Home Renovation
  • Personal Loan
    for Women

Personal Loan Benefits

  • EMI starting at Rs. 1,829/ lac^
  • Loan up to Rs 40 lacs
  • Loan disbursal in 4 hours^
  • Minimal documentation