Now Open Digitally*
Open a Savings Account Online with HDFC Bank to enjoy Exclusive Benefits.
Start your banking journey with HDFC Bank's Savings Account, explore a wide range of features & benefits with exclusive deals available with different account variants.
Savings Account. So why wait? It is high time you apply to open a Savings Account with HDFC Bank and kickstart your savings journey. Read More
HDFC Bank's Savings Account encourages savings by providing 24x7 access through our NetBanking, Mobile app, vast network of branches and ATMs. Enjoy the perks of our Debit Cards, including lifestyle and healthcare benefits.
Additionally, HDFC Bank simplifies the account opening process with Video KYC, allowing you to verify your identity remotely through secure video interactions.
So why wait... Apply now for an HDFC Bank Savings Account to make the most of your savings.
*Regular Savings, Women's, SavingsMax, Senior Citizens & DigiSave Youth account can be opened digitally.
Click here to open an account.
Click here to open account. Read less
Choose account balance
1000 100000000
Choose your existing bank interest rate
2.5 % 3.5 %
Interest you earn for a period of 1 year* ₹/-
Enjoy a life more rewarding with inspired choices and luxurious indulgences that are ready for you.
Rewarding Spends. Ready For You.
At HDFC Bank, we understand that banking needs can differ across individuals. You can thus choose from a host of Savings Account.
Although a simple form of savings, a Savings Account comes with notable features:
You will need the following documents to open a Savings Account online:
In some cases, foreign nationals may be able to open a Savings Account in India. Foreign nationals will have to submit the following documents:
The following entities can open a Savings Account with HDFC Bank:
Minors above 10 years of age can open and self-operate a Savings Account and get access to ATM/Debit Card facilities. Also, foreign nationals residing in India for more than 180 days are eligible to open a Savings Account.
Note that there are no particular fees you must pay for opening a Savings Account online. Depending on your Savings Account types, you may have to pay a minimum initial deposit amount. You must also keep in mind the following associated charges that can differ depending on your Savings Account type:
You can find the complete schedule of Savings Account charges here.
Here’s why a Savings Account continues to remain the preferred tool for placing your surplus funds:
A digital Savings Account offers a secure way of placing money. Also, your account deposits are insured by RBI-owned Deposit Insurance and Credit Guarantee Corporation (DICGC) for up to ₹5 lakh.
When opening an online Savings Account, you must consider the following factors:
Savings Bank balance | Revised Rate w.e.f 11th June, 2020 |
Rs. 50 lakh and above | 3.50% |
Below Rs 50 lakh | 3.00% |
Note:
Here is a list of acceptable identity/address proof documents.
Online account opening can be easily done through AADHAAR, Pan Card and operational mobile number.