Golden Edge Personal Loan
Golden Edge Personal Loan offering is premium Loan product for a select few credit worthy customers. With our Golden Edge Personal Loan, experience premium banking that matches your lifestyle. Designed specifically for an exclusive group of customers, the Golden Edge Personal Loan provides instant access to funds to suit your elite lifestyle needs. These funds can be used across a variety of requirements such as Home upgrade, International vacations, Medical expenses, Higher educations and planning the perfect destination wedding.
Features
Golden Edge Personal Loan offers unmatched benefits to make your Loan journey as seamless as possible.
- Personalized Loan Offerings
- Flat Processing fees of Rs 3999
- Zero Foreclosure Charges after 12 EMI subjects to closure from Own fund *T&C Applied
- Get Higher Loan Amount
- You can avail loan amount of anywhere between 10 lakhs to 40 lakhs
- Best-in-Class Intertest Rates
- Interest rates starting at 10.5% onwards
- Special Privileges
- Designated Relationship Manager
- 24X7 assistance
- For any loan related queries reach out to us via Whatsapp no 7065970659. Webchat, Click2Talk and Phone Banking
Eligibility Criteria
- Employees of private limited companies & public sector undertaking.
- Those who earn minimum of Rs. 75,000 net monthly income per month
- Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer
- Individuals between 21 and 60 years of age
Documents
Income Documents
- A copy of PAN Card
- Salary slips of the preceding 3 months
- Bank statement of salary account for the preceding three months
- Form 16 for the previous financial year
KYC Documents
- Company identification card
- Photo ID (passport/driving license/Aadhaar card/voter ID)
- Address proof
Golden Edge Personal Loan FAQs
Why is the HDFC Bank Golden Edge Personal Loan an exclusive offering?
The HDFC Bank Golden Edge Personal Loan is meant for high-income applicants who need bigger loan amounts to meet their personal requirements. This loan is offered to the customers who meet the eligibility criteria of the program, making it exclusive to a select few individuals.
Can all applicants apply for HDFC Bank Golden Edge Personal Loan?
No. Only a select group of customers opting for Personal Loans of over Rs 10 lakh from HDFC Bank can be a part of the premium Golden Edge customer category and apply for loans under the offering. These customers must have a minimum monthly income of Rs 75,000 in prime markets and Rs 50,000 in emerging markets, and must be employed by companies listed with HDFC Bank. They must also have a Healthy credit and repayment history and good Bureau scores. Additionally, applicants must be an employee of the company that is part of Golden Edge qualified company list
What are the documents required to apply for a Golden Edge loan from HDFC Bank?
To apply for a Golden Edge loan from HDFC Bank, the documents required are listed below:
Income Documents -
- A copy of PAN Card
- Salary slips of the preceding 3 months
- Bank statement of salary account for the preceding three months
- Form 16 for the previous financial year
KYC Documents -
- Company identification card
- Photo ID (passport/driving license/Aadhaar card/voter ID)
- Address proof