Savings Max Account Fees & Charges

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    while opening
    Savings Max Account
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Fees & Charges

Note :

  • Service/Transaction charges will be applied in the current month based on the AMB maintained in the account in the previous month
  • Service/Transaction charges based on non - maintainence of AMB (as specified above) do not apply to Preferred , Corporate Salary & SuperSaver customers
  • The PhoneBanking charges will apply on transaction that are available on the IVR but are done through the PhoneBanking Executive
  • All fees and charges are exclusive of taxes. The charges mentioned in the tariff will attract Goods & Services Tax as applicable

Enclosed below are HDFC Bank SavingsMax Account fees and charges

Description of Charges

SavingsMax Account

Minimum balance Requirement

Rs. 25,000 AMB (Average Monthly Balance)

OR

FD Relationship of
- Rs 1.50 lakh in Metro/ Urban location
- Rs 1 lakh in Semi Urban / Rural location

Charges on non-maintenance thereof

AMB Slabs (in Rs.)

Service Charges in case of Non-maintenance*

>= 20,000 to < 25,000

Rs. 300/-

>= 15,000 to < 20,000

Rs. 600*

>= 10,000 to < 15,000

>= 5,000 to < 10,000

0 to < 5000


*6% of the Maximum Shortfall in the AMB slab or Rs. 600 whichever is lower

Effective 1st April 2015, the bank will notify the customer in advance clearly by SMS/ email/ letter etc in the first month of non-maintenance of balance in the account .
In case the minimum balance is not restored in the next month from the month of notice of shortfall, penal charges would be charged for all months including the month of notice until the AMB/ AQB is maintained

Cheque book

Free - 25 cheque leaves per financial year
Additional chequebook of 25 leaves will be charged @ Rs 75/- per chequebook.

Unarranged overdraft

N.A.

Number of Cash transactions
(Cumulative of Deposit and Withdrawal by Self / Third Party) - Any branch

5 free cash transactions per month,



6th transaction onwards - Rs.150/- per transaction

Value of Cash transactions (Cumulative of Deposit and Withdrawal by Self / Third Party) - Any branch

Rs 2.5 lakh ---Free per month per account (at any branch)
Above 2.5 lakh free limit---Rs.5/- per thousand or part thereof, subject to a minimum of Rs.150/-


Third party Cash transactions - Maximum allowed limit per day is Rs. 25,000

Cash Handling charges

Withdrawn effective 01st March, 2017

PhoneBanking

Free

Phonebanking - non-IVR

Free

Rs. 50 per call on non-maintenance of min balance for transactions that are available on IVR but are done through the PhoneBanking executive.

Debit Card Charges

All fees will attract Taxes as applicable

Debit Card Variant

PRIMARY A/C HOLDER

Ad-on debit card to SECONDARY A/C HOLDER

Card Replacement Charges

Issuance / Annual Fee

Issuance Fee

Annual/Renewal Fee

Easy Shop Internatioal Card

Lifetime Free

Rs. 150

Rs. 150

Replacement/Reissuance Charges for Debit Cards - Rs. 200 + applicable taxes (W.e.f 1st Dec’16)

Rupay Premium

Rs. 200 (w.e.f 1st Mar'18)

Rs. 200 (w.e.f 1st Mar'18)

EasyShop Women's Advantage

Rs. 200 (w.e.f 1st Mar'18)

Rs. 200 (w.e.f 1st Mar'18)

EasyShop Titanium

Rs. 250

Rs. 250

EasyShop Titanium Royale

Rs. 400

Rs. 400

Rewards Card

Rs. 500

Rs. 500

EasyShop Platinum

Rs. 750

Rs. 750

ATM / Debit Card Card - Transaction Charge

Unlimited free transactions on HDFC as well as non HDFC Bank ATMs

PIN regeneration charge

Rs. 50

InstaPay

Rs. 10 per transaction

InstaAlert

Free


For Other fees & charges, Please Click here.

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