Savings Max Account

• Accidental hospitalisation cover of Rs. 1,00,000
• Daily cash allowance* of Rs. 1,000 per day of hospitalisation for a maximum of 15 days (reimbursement cover, and is only available for the first holder of the account)
• Accidental death insurance cover of Rs. 10,00,000
• Restricted to deaths caused by vehicular accidents (road/rail/air) only
• For the claims to be processed, at least 1 Point Of Sales (POS) purchase should be made using the Debit Card in the 3 months prior to the date of the accident
• Death Cover by Air / Road / Rail - Sum Insured up to Rs. 10 lac on your Platinum Debit Card (Debit Card should be active at retail OR on-line stores at least once every 30 days to keep the free Personal Death Insurance cover on their Debit Card active)
• Additional International Air Coverage of flat Rs.1 Crore on purchase of air ticket using your Debit Card
• Fire & Burglary for the items purchased under Debit Card (upto 90 days) - Sum assured Rs. 200,000
• Loss of checked baggage - Sum assured Rs. 2,00,00 (For any Claims under Fire & Burglary Insurance/ Loss of checked baggage Insurance to be accepted & processed, the cardholder should have carried out at least 1 purchase transaction using the Debit Card, within 3 months prior to the event date)

* Conditions Apply

• Free lifetime Platinum Debit Card for the primary account holder with a daily cash withdrawal limit of Rs. 1,00,000 and shopping limit of Rs. 5,00,000
• Upto 1% CashBack on every Platinum Debit Card transaction
• Unlimited Free ATM transactions on HDFC and Non-HDFC bank ATMs with the Platinum Debit Card
• Free lifetime Woman's Advantage/International Debit Card for all account holders

• 50% discount on locker rental, calculated on a pro-rata basis for the first year of allotment
• Free folio maintenance charges on a Demat account for the first year

Transact with Ease

• Free cash withdrawal and balance enquiries at all HDFC Bank ATMs and non-HDFC Bank domestic ATMs
• Free demand drafts on HDFC Bank locations, up to Rs. 1 lakh per day
• Free passbook facility for all individual account holders
• Free lifetime BillPay & InstaAlerts for all account holders
• Free passbook available at home branch for individual account holders
• Free e-mail statements
• Easy banking with facilities like NetBanking, PhoneBanking and MobileBanking that allow you to check your account balance, pay utility bills, or even stop cheque payments via SMS

• Get up to 90% finance on the on-road price of a vehicle and 7 year tenure when you apply for an Auto Loan
• Save Rs. 2,375 and get a 50% discount on the processing fees when you apply for a Two Wheeler Loan
• 50% discount on the issuance charges when you load a minimum of USD 2,000 (or equivalent) on a Forex Plus Card at any branch
• 50% discount on the issuance of a Gift Plus Card when you load a minimum of Rs. 5,000 on the card through the branch or via NetBanking

• MoneyMaximizer: Earn higher interest on idle money in your account by requesting for our automatic sweep out facility where surplus funds are automatically put in a fixed deposit. To know more about Money Maximizer Facility - Click here
• Sweep-In: If at any time your savings account starts to run low on funds, the Fixed Deposit will be automatically dissolved to meet the short fall.

* Terms and Conditions Apply

Additional product features over and above the value proposition :