| Description of charges | Healthcare Finance - HDFC Bank |
|---|---|
| Cheque bouncing charges | Rs.550 per return instance |
| Prepayment Charges | 4 % + GST as applicable |
| Stamp Duty | At Actuals |
| Late Payment Penalty | 2% per month on unpaid EMI |
| Processing fees (Non-Refundable) | 1% of the Loan amount + applicable Service Taxes |
| Asset verification charges | At Actuals |
| Insurance charges | At Actuals |
| Loan Cancellation charges | Rs 2000 /- + service tax applicable |
| Legal/Collection/Repossession and Incidental charges | At Actuals |
| Service/Documentation charges | upto 1.5% of the Loan amount |
| Issuance of Duplicate NOC and Special NOC Charges. | Rs 500/- will be charged for Physical copy |
| Cheque Swap Charges | Rs.500/- |
| Repayment Schedule Charges | Rs. 200/- |
| Rebooking Charges | 1000/- |
All the fee should be made vide Account payee Cheque / Pay order /Demand draft/ Fund transfer/Autodebit/ RTGS/ NEFT / ECS.
* NIL foreclosure charges / pre-payment penalties on all floating rate term loans sanctioned to individual borrowers, with immediate effect. Service Tax is also applicable over and above the regular charges.
*Service tax wherever applicable will be charged extra.