HDFC Bank SmartHub Vyapar App

Our USPs

Accept payments
from all modes
Access loans instantly
Grow your
business digitally

Loan Offerings

Choose your loan as per your business needs from various loan options viz. Business Loans, Dukandar Overdraft Facility and Loan against Credit Cards.

Business Loan

To fund your growing business needs, you can access collateral free loans up to ₹75 Lakh at competitive interest rates. Disbursal in 10 seconds without documentation for select pre-approved customers.

Dukandar Overdraft Facility

A stress-free financing solution to manage your daily funding requirements. Avail an overdraft up to ₹10 Lakh and pay interest only on the amount utilised. What’s more, it's collateral-free and offers flexible repayment options.

Loan against Credit Card

To meet your urgent fund needs, HDFC Bank Credit Card customers can avail pre-approved loans against their card.

  • Insta Loan: Get up to ₹5 Lakh which can be availed within your credit card limit.
  • Jumbo Loan: Get up to ₹15 Lakh which will be over and above your credit card limit.