Open a Savings Account Digitally with
India's No. 1* Bank
Open a Savings Account Digitally with India's No. 1* Bank
Open Account Now 
Various Types of Saving Account
Choose the perfect Savings Account as per your needs
Savings Max Account
Maximise your savings and Debit Card benefits to get more on every spend
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Debit Card: With lifetime free Platinum Debit Card worth ₹750, get up to 1%* CashBack on all transactions
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Saving: Save up to Rs. 12,500* every year with Insurance, Locker and Debit Card benefits
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Sweep-out facility: With MoneyMaximizer, earn higher interest on your surplus money
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Transactions: Unlimited ATM transactions and free Demand Draft, UPI, NEFT and RTGS transactions
Regular Savings Account
The ultimate account for easy spending, saving and investing
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Super saver: Free Domestic airport Lounge access* & 2.5%* cashback on Debit Card spends
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Debit Card: Apply for Millennia Debit Card or Rupay Premium Debit Card and enjoy lucrative offers
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Investment: Annual Maintenance Charge (AMC) waiver for Demat Account during the first year
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FD cushion facility available : Maintain AMB of 10,000 or FD of 1 lakh
DigiSave Youth Account
An account designed to support your youthful goals from education to travel to investments
- 01
Save with Millennia Debit Card 1%* CashBack on every ₹100 spent in selected categories
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Free debit card worth ₹200 for the first year
- 03
Avail Education Loan at special rates and offers
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Annual Maintenance Charges (AMC) waiver for Demat Account during the first year
Women Savings Account
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An account tailored to meet every woman’s banking, investment and lifestyle needs
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Insurance: 0.5%* CashBack points on shopping & Utility Spends (Maximum cap of Rs. 750 per card per month
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Investment: Annual Maintenance Charge (AMC) waiver for Demat Account during the first year
- 04
Sweep-out facility: Earn higher interest on your idle money with MoneyMaximizer
Senior Citizens Account
Banking and insurance benefits, all in one account, for a peaceful and comfortable retirement
- 01
Insurance: Enjoy 5%* CashBack points on shopping with partner merchants (Maximum cap of ₹2000 per card per month)
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Debit Card: Free debit card worth ₹500
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Deposits: Preferential interest rates on Fixed Deposits
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Exclusive benefits: Doorstep banking services and free transaction facilities*
- 05
Lounge access: Free Domestic airport Lounge access*
Premium Family Banking
- 01
What are the benefits for Family?
• Dedicated RM for your family member
• Enjoy relationship pricing on many products including lockers, demat account and more
• Avail loans at attractive interest rate with the help of dedicated RM
• Get exclusive platinum debit card for your family member
• Extend your program privileges to upto 8 family members
- 02
How to Open an account?
• Now you can open your account digitally via Video KYC
• You just need to have Aadhaar Card ready of your family member to open their account
- 03
How to link your family member to the main account?
• Once you open your account, kindly contact your Relationship Manager to group it under primary account
• You can reach out to your RM, by just giving a missed call at 70433 70433
FAQs
HDFC Bank offers different types of savings accounts to cater to the banking needs of our varied customer base. You can compare savings accounts and choose the one that suits your needs best such as Regular Savings Account or a Savings MAX Account. Each type of savings bank account comes with its own set of features and benefits.
A Savings Bank Account provides an easy solution for people to save their hard-earned money. It offers a return on the amount saved, and is a convenient and safe option. With HDFC Bank, you have several different types of savings accounts to choose from such as - Savings MAX Account, DigiSave Youth Account, Women's Savings Account, Senior Citizens Savings Account and Regular Savings Account. The best way to make a decision on the right Savings Account for you is to match them to your needs and explore the features that you would benefit most from.
There are a number of popular Savings Bank Account available for customers of HDFC Bank. The Regular Savings Account is popular with people who aim to meet their daily banking needs with ease. Customized variants such as the Women’s Savings Account or DigiSave Youth Account are specifically targeted at women and the youth and are popular amongst them. However, when it comes to choosing the right Savings Account for you, it should always be one that best suits your needs.
The following documents need to be submitted when you open a Savings Account with HDFC Bank (originals, for verification, and self-attested copies for submission):
- Identity Proof
- Address Proof
- Latest passport size photographs
For digital account opening via InstaAccount, just AADHAAR and Pan Card will suffice.
Interest earned on your Savings Account balance is credited to your account on a quarterly basis.
*Terms and conditions apply.