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Contactless, digital account opening via
Video KYC through Aadhaar and Pan Card 

Perks of being an HDFC Bank customer

Quick and simple
Savings Account opening

Quick and simple
Savings Account opening

Open an Instant Savings/Salary Account via HDFC Bank InstaAccount

Video KYC

What is Video KYC and everything you need to know about it

India's No. 1* Bank

India's No. 1* Bank

Anywhere and anytime banking

Anywhere and anytime
banking

Features & Benefits of HDFC Bank InstaAccount - Instant Bank Account Opening Online

Discounts & CashBacks

Discounts &
CashBacks

Enjoy loans at special rates

Enjoy loans at
special rates

Easy to make investments

Easy to make investments

Benefits of maintaining average balance in your Savings Account

Benefits of maintaining average
balance in your Savings Account

Debit Card offers

Debit Card offers

FAQs

What are the features of an Insta Savings Account?

Instant Savings Account opening is loaded with a plethora of features as listed below:

  • Instant account opening of either a Savings Account or a Salary Account.
  • Set up your Instant Savings Account within 48 hours.
  • A simple 4-step process to open Savings Account online instantly.
  • Salary credited to your account or transfer of money completed in a matter of minutes.
  • Cardless cash withdrawals from any HDFC Bank ATM.
  • Once you Open Instant Savings Account, you can send money and pay bills from the comfort of your phone.
What documents are required to open an Insta Savings Account?

The documents required for Instant Savings Account opening are:

  • PAN Card
  • Aadhaar Card
  • Operational Mobile Number
How to apply for an Insta Savings account without PAN?

In case you don't have a PAN Card, you can open Instant Saving Account with your Aadhaar Card. Either your PAN Card or Aadhaar Card is required for the KYC documentation check.

How to apply for an Insta Savings account without an Aadhaar card?

Don't have an Aadhaar Card, don't worry. You can open Instant Savings Account with your PAN Card. During the KYC Documentation check, instead of your Aadhaar Card, upload your PAN Card.

How to apply for an Insta Savings account without a mobile number?

You will need an operational mobile number to open Instant Saving Account. Without a mobile number, your account registration and the process will be pending as multiple OTPs will be sent to you for authentication.

How to deposit money into an Insta Savings account?

Once you set up your Savings Account via Video KYC, you can deposit money into your Insta Savings Account through three ways:

  • Online bank transfer: once you provide your bank details to your employer, business partner or any other individual for funds transfer purpose.
  • Digital Wallets: with your new Insta Savings Account details, you can transfer money quickly into your account using any digital wallet.
  • From your other bank accounts: you can deposit money into your HDFC Bank Insta Savings Account from any other bank account of yours.

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Types of Saving Account

Choose the perfect Savings Account for your needs

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