Safe, Secure & Convenient
Mobile payment app



All Bank

Pay Anyone, on any app instantly




Used by
of any Bank


Scan & Pay
any UPI QR

Pay any bill. Any recharge. Anytime. And earn CashBacks

Recharge your mobile phone, DTH, FASTag & more, conveniently.
Pay bills like Credit Card, Electricity, Rent & more.

Swipe to Pay with PayZapp
Wallet & HDFC Bank Cards

No need to wait for any OTP, 100% secure.
Payments made convenient with a single swipe motion.

Unbelievable offers.
Assured CashBacks just for you.

Ticket Genie

Get assured 5% cashback upto ₹100 on Pay with PayZapp
*TnC applied

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Online Bill Payment

Pay and manage your bills securely and earn up to 5% CashBack*

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Enjoy uninterrupted services while earning up to 5% CashBack*

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Snag e-vouchers from top brands and enjoy up to ₹1,000 CashBack*

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Credit Card Payment

Earn flat ₹11 CashBack on Credit Card bill payments*

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Unlock 200+ brand vouchers and a whole new shopping experience.

Personal Passbook to track & manage expenses easily.

View all your Payments, Expenses and Refunds
Manage your budget with monthly insights.

Trusted by millions of customers

Pankajkumar Shukla


"Being a Tech Youtuber I am writing few points- 1) Before login keep your Bank cards ready to fill (I used my HDFC Debit card). It will also show pre filled card data you just have to complete it. 2) To use wallet money enable your card and set it's limit 3) If you will not enable you card then money will not be deducted 4) I received 20 CashBacks which I converted into 20 rupees Great App to use"

7th April, 2023

Sharad Kumar


"पहले से काफी अच्छा है फिलहाल ठीक काम कर रहा है लोगिन में शुरुआती
समस्या थी एक बार लोगिन हो जाय तो कोई समस्या नहीं है"

2nd April, 2023

Subramanian A


"Excellent App. We all have to use this as an indigenous product (belongs to HDFC Bank) that has all the features compared to others."

8th April, 2023

Nitish Agarwal


"Much better UI and ease of use compared to previous version of payzapp. Satisfied with the app performance and ease of payment."

8th April, 2023

Bhuvaneswari Aravind Kumar


"All sorts of payment facilities and shopping options are good and flexible like other apps. Payzapp is from bank and that gives more trust to us. More options for data and emergency lock facilities when given by th app will make it mire unique."

14th April, 2023

Flavio Bastos


"The new interface is very good and modern. Transactions are executed smoothly and good rewards/offers for CashBacks as well. Hope this continues."

6th April, 2023

Alex Jones


"Great app now. I love the swipe and pay option. upi work so fast. Everything is great but add more offer please."

9th April, 2023



"App is perfect but one update you will have to bring in it. I can see history of payments but I can't know which mobile number I recharged (it just shows "paid to - Airtel Prepaid") This is very needful for our convenience and right to be informed. Kindly do this"

11th April, 2023

Our Choice Stories

PayZapp by HDFC Bank gives choices to Tiger Shroff | PayZapp-Pay Your Way
PayZapp by HDFC Bank gives choices to Kapil Sharma | PayZapp-Pay Your Way
PayZapp by HDFC Bank gives choices to Prabhu Deva | PayZapp-Pay Your Way

Download & Register for PayZapp

Here’s how you can get on board the all-new PayZapp:

Step 1: Download

Download PayZapp from the Google Play Store or App Store for Android and iOS smartphones, respectively.

Step 2: Register

Launch the app and register using your mobile number. Enter the one-time password (OTP) received on the mobile number to authenticate the number.

Step 3: Complete KYC

PayZapp offers two types of KYC, i.e., bank-based full KYC and basic KYC. Existing HDFC Bank Account/Cardholders can opt for bank-based KYC by entering the last four digits of the card. Non-HDFC Bank Customers must complete the basic KYC where Permanent Account Number (PAN) verification is mandatory.

Frequently Asked Questions

Help Center feature ensures quicker and better resolutions for customer issues and concerns

HDFC Bank PayZapp is fully safe and secure which makes it a preferred app to conveniently make any financial transactions. Especially with UPI, your bank details are not revealed and UPI ID will only be known to the beneficiary (receiver)/remitter (sender). However, it is crucial that you follow safety measures associated with online payments.

HDFC Bank’s PayZapp offers numerous benefits including payments with a single swipe, assured cashback, UPI payments, the ability to make a multitude of payments and easy money transfers.

Typically, you can make an online payment on PayZapp instantly. You simply need to add the biller and the relevant identifier and complete the payment using the preferred payment instrument.

Swipe-to-pay is a payment feature in PayZapp that allows you to make payments with a single swipe, without having to enter OTPs. This feature is applicable only when you select HDFC Bank Credit and Debit Cards and the PayZapp prepaid wallet as the payment method.

You can transfer money from your PayZapp wallet to a bank account, provided you have completed the Bank Based Full KYC. Follow these steps:

1. After logging into PayZapp, go to your PayZapp wallet.

2. Tap on ‘Send Money to Account’.

3. Add a beneficiary by selecting the bank from the list provided. After adding the beneficiary, no transactions are allowed for 4 hours. You can transfer up to ₹2,000 after 4 hours up to 24 hours.

4. Once the beneficiary is added, follow the prompts in the app to transfer the money.

Note that a fee will be levied on the wallet-to-account transfers. Also, you can transfer a maximum of ₹50,000 per beneficiary, per month.

You can scan QR codes and make the payment from your PayZapp wallet.

To make UPI payments via PayZapp, you must link your bank accounts. Launch PayZapp > Accounts & Cards > UPI Accounts > Add New. When you make a payment on PayZapp, you can select the linked bank account and complete the transaction by entering the UPI PIN.

Typically, you don’t need a bank account to register for PayZapp. You can complete the basic KYC with your Permanent Account Number (PAN) and enjoy the features of PayZapp, albeit with transaction limits. However, to make payments, you are required to link your Debit Cards, Credit Cards or bank accounts. Also, if you wish to maintain a balance in the prepaid wallet, you need to use a bank account to load money in the wallet.

If the transaction fails, you can try again in a while. If money has been debited from your account but payment wasn't successful, you can contact Customer Support.

If you are not an existing HDFC Bank user, follow the steps listed below to log in:
  1. Enter your mobile number.
  2. Enter your PAN number.
  3. Complete Basic/Full KYC.
If you are an existing HDFC Bank user, follow the steps listed below to log in:
  1. Enter your mobile number.
  2. Enter your date of birth.
  3. Enter the last 4 digits of your HDFC Bank debit/credit card(s) linked with your mobile number.

If your SMS delivery is failing:
  1. Check if your mobile detects network.
  2. Check if your phone's Do-Not-Disturb is turned off.
  3. Ensure your SIM has sufficient balance to send an SMS.
If the issue persists, feel free to reach out to us by tapping on 'Raise a ticket' highlighted below.

Please raise a ticket by contacting our Customer Support if you are facing this issue. The relevant team will look into the issue and get back with a resolution shortly.

A fee will be applicable when you transfer money from your wallet to an account. The fee along with GST are added to your transfer, and your final transfer amount appears different. However, the amount credited will remain same as the amount you added for the transfer.

Regd. Office: HDFC Bank Limited, HDFC Bank House, Senapati Bapat Marg, Lower Parel (West), Mumbai – 400 013

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