Apply Pre-approved Loans for Your Business

Quick loan approval with
HDFC Bank SmartHub Vyapar.

Avail easy and paperless loans to match your business needs.
You can also check your loan amount and apply easily from the app itself.

Loan Offerings

Loan Offerings

Choose your loan as per your business needs from various loan options viz. Business Loan, Overdraft facility and Loan on Credit Card.

Apply Business Loans on Vyapar App

Business Loan

To fund your growing business needs, you can access collateral free loans up to ₹75 Lakh at competitive interest rates. Disbursal in 10 seconds without documentation for select pre-approved customers.

Dukandar Overdraft Facility

Dukandar Overdraft Facility

A stress-free financing solution to manage your daily funding requirements. Avail an overdraft up to ₹10 Lakh and pay interest only on the amount utilised. What’s more, it's collateral-free and offers flexible repayment options.

Loan on HDFC bank Credit Card

Loan on Credit Card

To meet your urgent fund needs, HDFC Bank Credit Card customers can avail pre-approved loans against their card.

  • Insta Loan: Get up to ₹5 Lakh which can be availed within your credit card limit.
  • Jumbo Loan: Get up to ₹15 Lakh which will be over and above your credit card limit.

Merchants can avail this facility with HDFC Bank account and Soundbox*

*T&C - Applicable monthly rental will be charged on Soundbox.


Regd. Office: HDFC Bank Limited, HDFC Bank House, Senapati Bapat Marg, Lower Parel (West), Mumbai – 400 013

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