How to get immediate funds via HDFC Bank XPRESS Personal Loans

Why should you get a Personal Loan?

Everyone has goals in life. You might have aspirations you would want to accomplish but aren’t able to because of monetary challenges. This is where loans can be helpful. Just like you can take a loan for purchasing a home or a vehicle, you can also take a loan for general expenses in life.

A Personal Loan can be used for multiple reasons - weddings, home renovation, education, and even travel! If getting a loan seems like a tedious process to you, HDFC Bank has some good news for you.

HDFC Bank XpressWay offers pre-approved loans, which you can simply avail of by logging in to the portal. The instant loan approval makes the entire process quick and easy!

What is HDFC Bank XpressWay?

With HDFC Bank XpressWay, the revolution of online banking is here. It is a digital platform based on the DIY (Do-It-Yourself) concept. It offers multiple products like loans, accounts, investment solutions, etc. Being completely digital, the XpressWay platform eliminates the need for you to visit a bank branch and seek human assistance.

You can fulfil all your banking needs via your mobile phone / computer with ease and speed. In addition to offering a hassle-free experience, HDFC Bank XpressWay provides you with competitive interest rates and secure processes. The instant approval of your online loan application can help you get the funds you desire, especially during an emergency.

Benefits of XPRESS Personal Loan

For existing customers of HDFC Bank

  • Ease of process: As an existing HDFC Bank customer, you may be eligible for a pre-approved XPRESS Personal Loan! You can avail the pre-approved offers in 3 easy steps. The process is 100% digital to ensure convenience and speed.
  • Documentation: If you are eligible for a pre-approved loan then you can claim without submitting any documents, as the loan has already been approved basis your relationship with the bank.
  • Speed: The need for money can be urgent. Hence, a loan amount disbursed in days or weeks might not be helpful for you. HDFC Bank XpressWay loans are disbursed within 10 seconds of your application. This will allow you to fulfil any unforeseen and urgent needs for funds.
  • Affordable: Personal Loans are available at competitive interest rates, and you can also avail of additional offers and discounts that may keep coming up on the platform from time to time.
  • Loan amount: Being an existing customer of HDFC Bank, you can get an instant pre-approved Personal Loan of up to ₹25 lakh , based on your credit score. You can even get a higher amount based on the submission of some additional documents.

For new customers of HDFC Bank

  • Instant loans: Even if you are a new customer of HDFC Bank, you can still get an instant loan offer. You just need to provide some basic information and documents, and once your loan is approved, you will get the amount disbursed to your account in a few hours!

Common benefits

  • Digital: If you are a new customer or even an existing one, HDFC Bank XpressWay is a completely digital solution that can be accessed anywhere, anytime. This provides convenience and speed.
  • Tenure: The repayment period is a significant factor to be considered while availing of any loan offer since the repayment schedule will be largely responsible for determining your monthly EMI. XPRESS Personal Loan is available for tenures ranging from 12 to 60 months.

HDFC Bank XPRESS Personal Loan is here to bring a revolution in the banking industry. Being a 100% digital solution, the platform allows you to bank anywhere and anytime with speed and ease. Even if you are a new customer to the bank, you can still make use of the benefits offered by HDFC Bank XpressWay!

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