Page 38 - HDFC Bank | Take the cut out of your tax cut

13. Cumulative Bonus: Cumulative bonus of 10% for every claim-free year up to a maximum of 100 % for Silver Smart and
Gold Smart and 25% at each claim free year up to a maximum of 200% for Platinum Smart.
14. Preventive Health check-up booster*: On Every Renewal irrespective of Claim at our Network Diagnostic centres as per
list of tests and eligibility.
15. my: health Active-Fitness discount@ renewal by accumulating Healthy Weeks for the steps count or calories burnt in
exercise session, tracked through your wearable device linked to Our my: health mobile app^ and Health incentives for
maintenance of good health, Wellness Services and Health Coach.

16. Tier Wise Premiums:
Tier 1a: Delhi and NCR region
Tier 1b: Mumbai, Mumbai Suburban and Navi Mumbai, Pune, Surat, Ahmedabad, Varodara Tier 2: Rest of India

17. Long Term policy discount of 7.5% for 2 years’ policy tenure and 12.5% for 3 years’ policy tenure purchased with Single
Premium Payment option.

HDFC ERGO Critical Illness Insurance:

This policy is designed specifically to cover the high costs of critical illness treatments. It is the best way to safeguard, as it
pays an Offers Lump Sum Benefit on first diagnosis of any one of the listed select critical illnesses. Thus, your Critical Illness
Insurance ensures that you can avail the best-in-class treatment.
Critical Illness Silver Plan:
Offers Lump Sum Benefit on first diagnosis of any one of the 8 listed critical Illnesses.

Following diseases are covered under the critical illness silver plan:

• Myocardial Infarction (First Heart Attack- Of Specified Severity)
• Open Chest CABG (Coronary Artery Bypass Surgery) · Stroke Resulting in Permanent Symptoms · Cancer of specified
severity:
• Kidney Failure Requiring Regular Dialysis

• Major Organ Transplantation
• Multiple Sclerosis with Persisting Symptoms:
• Permanent Paralysis of Limbs

Critical Illness Platinum Plan:
Offers Lump Sum Benefit on first diagnosis of any one of the 15 listed critical Illnesses.

Following diseases are covered under the critical illness platinum plan:
• Myocardial Infarction (First Heart Attack- Of Specified Severity)

• Open Chest CABG (Coronary Artery Bypass Surgery) · Stroke Resulting in Permanent Symptoms · Cancer of specified
severity:
• Kidney Failure Requiring Regular Dialysis
• Major Organ Transplantation
• Multiple Sclerosis with Persisting Symptoms:

• Permanent Paralysis of Limbs
• Surgery of Aorta

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*Based on Retail Loan book size (excluding mortgages). Source: Annual Reports FY 20-21 and No.1 on market capitalisation based on BSE data as on 31st Dec, 2021