Page 40 - HDFC Bank | Take the cut out of your tax cut

• Major organ transplantation
• Multiple sclerosis with persisting symptoms
• Surgery of Aorta

• Primary pulmonary arterial hypertension
• Permanent paralysis of limbs

Added Benefit:
• Competitive premium rates
• The insured member can utilize this amount for treatment of the disease, lifestyle changes, donor expenses or a planned
treatment outside India, etc.

• Income Tax benefit under 80D of Income Tax Act
• Premium paid is exempt under section 80-D of Income Tax Act.

Major Exclusions:
• Any critical illness diagnosed within the first 90 days of the date of commencement of the policy
• Any natural peril (including but not limited to storm, tempest, avalanche, earthquake, volcanic eruptions, hurricane, or
any other kind of natural hazard)

• Intentional self-injury and/or the use or misuse of intoxicating drugs and/or alcohol.
• Any Critical Illness for which care, treatment, or advice was recommended by or received from a Physician, or which first
manifested itself or was contracted before the start of the Policy Period, or for which a claim has or could have been made
under any earlier policy.

Bajaj Allianz Health Guard:

Health Guard Policy provides you with a comprehensive range of benefits, ensuring you are covered for the larger expenses
related to Illness/surgery. Bajaj Allianz’s Health Guard is designed to suit all your health care needs. It takes care of the medical
treatment expenses incurred during hospitalization resulting from serious illness or accident. This cover has comprehensive
benefits with affordable price suitable to your needs.
The Unique Selling Propositions are:
• Silver, Gold and Platinum Plans

• Introducing the Bariatric Surgery Cover up to Rs.5 lakhs
• Sum Insured reinstatement benefit for same illness

• Cumulative bonus up to 100% of sum insured under Silver and Gold Plans and maximum upto 150% under
Platinum Plan
• Convalescence benefit maximum up to Rs.7500 per policy period
• Daily Cash Benefit of Rs.500/- for Accompanying an Insured Child (up to age 12yrs) for 10 days
• Maternity and New Born Baby expenses maximum up to Rs.35000

• Ayurvedic and Homeopathic Treatment Cover up to Rs.20000 per policy year
• Increased Family discount up to 15% for covering more than 2 members under single individual policy

• Extended family coverage, covering parents, parents in law, grand children, dependent siblings
• Long term policy option of 2 years & 3 years
• Recharge Benefit - To take care of claims where the claim amount exceeds your sum insured

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*Based on Retail Loan book size (excluding mortgages). Source: Annual Reports FY 20-21 and No.1 on market capitalisation based on BSE data as on 31st Dec, 2021