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Now Open Account Digitally with India's No. 1* Bank
Still have doubts? Read On
Open Account Now 
Contactless, digital account opening via
Video KYC through Aadhaar and Pan Card
Perks of being an HDFC Bank customer
Quick and simple
Savings Account opening
Quick and simple
Savings Account opening
Open an Instant Savings/Salary Account via HDFC Bank InstaAccount
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Resident of India
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18 years of age and above
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Registered mobile number
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PAN card and Aadhaar card
Video KYC
What is Video KYC and everything you need to know about it
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Get your Account Number and customer ID post completing your Video KYC
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Do it from office, home
India's No. 1* Bank
India's No. 1* Bank
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Trusted by over 30 million account holders
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Wide range network of 5,400+ branches and 14,500+ ATMs across India
Anywhere and anytime banking
Anywhere and anytime
banking
Features & Benefits of HDFC Bank InstaAccount - Instant Bank Account Opening Online
- 01
Convenient banking with 5,400+ branches and 14,500+ ATMs across India
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Banking at your fingertips with NetBanking and MobileBanking
Discounts & CashBacks
Discounts &
CashBacks
- 01
Don’t just swipe! Save big on monthly expenditure and shopping with HDFC Bank Debit Card offers
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From food to travel to bill payments, get exclusive deals and discounts on SmartBuy and PayZapp
Enjoy loans at special rates
Enjoy loans at
special rates
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Avail Personal Loans in 10 seconds through a quick online process
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Make every goal a reality with custom-fit Personal Loan, Auto Loan, Two-wheeler loan and others to meet your requirements
Easy to make investments
Easy to make investments
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Grow your money with the best interest rates on deposits:
Fixed Deposit - 6.25% for 5 years 1 day to 10 years*
Recurring Deposit - 6% for 120 months*
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Get more from your Savings Account with the Sweep-Out Facility:
Automated and free FD booking on SavingsMax Account, Women’s Savings Account and Kid's Advantage Account
Benefits of maintaining average balance in your Savings Account
Benefits of maintaining average
balance in your Savings Account
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Maintain average balance, and enjoy lucrative offers and deals, eligibility for easy loan access and instant fund transfer*
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Avoid penalty on non-maintenance of AMB (average monthly balance)
Debit Card offers
Debit Card offers
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Get up to 5% Off on Amazon / Flipkart with HDFC Bank Debit Card on SmartBuy
- 02
Verify (Video KYC) from the comfort of your home (No Branch visit required)
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Option to choose Account Variant - Save up to ₹12,500* with SavingsMax variant
FAQs
Instant Savings Account opening is loaded with a plethora of features as listed below:
- Instant account opening of either a Savings Account or a Salary Account.
- Set up your Instant Savings Account within 48 hours.
- A simple 4-step process to open Savings Account online instantly.
- Salary credited to your account or transfer of money completed in a matter of minutes.
- Cardless cash withdrawals from any HDFC Bank ATM.
- Once you Open Instant Savings Account, you can send money and pay bills from the comfort of your phone.
The documents required for Instant Savings Account opening are:
- PAN Card
- Aadhaar Card
- Operational Mobile Number
In case you don't have a PAN Card, you can open Instant Saving Account with your Aadhaar Card. Either your PAN Card or Aadhaar Card is required for the KYC documentation check.
Don't have an Aadhaar Card, don't worry. You can open Instant Savings Account with your PAN Card. During the KYC Documentation check, instead of your Aadhaar Card, upload your PAN Card.
You will need an operational mobile number to open Instant Saving Account. Without a mobile number, your account registration and the process will be pending as multiple OTPs will be sent to you for authentication.
Once you set up your Savings Account via Video KYC, you can deposit money into your Insta Savings Account through three ways:
- Online bank transfer: once you provide your bank details to your employer, business partner or any other individual for funds transfer purpose.
- Digital Wallets: with your new Insta Savings Account details, you can transfer money quickly into your account using any digital wallet.
- From your other bank accounts: you can deposit money into your HDFC Bank Insta Savings Account from any other bank account of yours.
