Resident Customers:
| For Credit Cards mail us at: | |
|---|---|
| For Regular Post: Manager, HDFC Bank Cards Division,PO BOX # 8654 Thiruvanmiyur PO Chennai - 600 041 For Courier: Manager, HDFC Bank Cards Division,# 8, Lattice Bridge Road, Thiruvanmiyur, Chennai - 600 041 |
|
| For products (other than Credit Cards ) mail us at: | |
| HDFC Bank Ltd., New Bldg; "A" Wing 2nd floor, 26-A Narayan Properties,Chandivali Farm Road, Off Saki Vihar Road, Chandivali, Andheri (East), Mumbai- 400 072 |
NRI Customers: Click here
The medical loan: 5 reasons a personal loan may be your best friend in an emergency
Emergencies may happen rarely, but they are always unexpected. And when you are faced with a tough situation, you may need funds quickly.
Here is why a personal loan may be your best friend in such a situation.
One: You receive funds instantly
Personal loans are great in a medical emergency because you can get funds instantly. HDFC Bank disburses funds within 10 seconds* to existing customers who are pre-approved and 4 hours* for non-customers.
Two: They are hassle- and stress-free
When you face a medical emergency, the last thing you want to do is paperwork to raise funds. HDFC Bank Personal Loans are hassle-free – pre-approved customers don’t need any documentation; and for others the documentation is minimal and processing quick.
Three: You can repay your medical loan in monthly installments
You can plan your EMIs and tenure based on your monthly income and financial needs. HDFC Bank offers tenures of 12 to 60 and EMIs as low as Rs 2174 per lakh.
Thus, there is less pressure to repay immediately (like in the case of credit card debt).
Affordable EMIs also ensure that the repayments are hassle-free for you.
Four: You can receive funds higher than your existing credit card limit
At times, you may need more funds than your credit card limit allows you.
Even if you are a judicious credit card user, the card issuer will not be able to extend your credit limit immediately.
In such situation, a personal emergency medical loan is your best bet. HDFC Bank provides loan of up to Rs 40 lakh.
Five: You can pay your bills any way you like
Some hospitals or suppliers may not accept credit cards for payments.
In such a case a personal loan can help: you can withdraw the money credited to your account by the bank and pay in cash, write a cheque or DD or transfer money electronically.
* Terms & conditions apply. Loan disbursal at sole discretion of HDFC Bank Ltd
They say, “All that glitters is not gold.” While this may be true in most cases, when Indian festivals come around, you can be sure that the glittering yellow metal hanging off people’s necks and hands is indeed, gold
A new year always coincides with the launches of new models and variants by auto manufacturers, making it the ideal time to buy that new car or bike that you were thinking about. But before you take the plunge, here are some tips to keep in mind:
If you have been dreaming of a vacation since a long time, don’t let the trip costs hold you back.
Weddings come once-in-a-lifetime. And you want it to be perfect in every way. A personal loan makes your dream wedding possible. Get complete peace of mind about finances for your big day with a marriage loan.
A personal loan is one that is provided by a bank to fund a financial need or immediate cash requirement, be it for business, family wedding, studies or foreign trips. The bank will not question you about the end use when you are applying for a personal loan
Personal loans are loans that do not require collateral or security and is offered with minimal documentation. You can use it for any legitimate personal need. Like any other loan, you must repay it according to agreed terms with the Bank usually over a few months to a few years in easy equated mont
When you have a clean credit history and a track record of financial discipline, you may become eligible for a personal loan pre-approval.
Whether you want funds for a family wedding, a foreign holiday, child’s education, home renovation or medical emergency —a personal loan is the ideal solution for your urgent financial needs.
A personal loan is useful to fund a range of financial needs, including home renovation, children’s education, medical emergency, family wedding or a dream vacation.
Emergencies may happen rarely, but they are always unexpected. And when you are faced with a tough situation, you may need funds quickly.
Ask yourself these questions before you decide to apply. From how to apply for a personal loan to personal loan requirements, we have the answers to key questions that you may have.
Planning on an international holiday? Here are few tips
Consistency or concession – what do you need for your home loan premiums?
Thinking of travelling the world or planning the perfect wedding?
You might be eager to pay off your loan. But is prepayment always the smartest option? Find out.
EMI is one of the most important aspects of any loan that you take. EMI stands of equated monthly instalments. It is the amount you will have to pay every month till the end of your loan tenure
Two questions that most people have when they take a personal loan are: How much loan can I get? How much will I have to pay out every month?
Be it a wedding, children’s education, a medical emergency or foreign travel, a personal loan is a great way to raise funds for a wide range of personal needs. You can get the funds quickly, with minimal documentation. You can repay the loan over many months or years in easy monthly instalments.
At times you need to borrow funds to finance large purchases, consolidate existing debts or even seek short term help. HDFC Bank offers a wide range of financial products that can be borrowed to suit your financial requirements
The convenience of internet banking comes with its own set of risks. Learn how to keep your online transactions safe.
InsureFraudsters are always evolving. Stay one step ahead and stay safe. Here's how.
Insure