Resident Customers:
| For Credit Cards mail us at: | |
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| For Regular Post: Manager, HDFC Bank Cards Division,PO BOX # 8654 Thiruvanmiyur PO Chennai - 600 041 For Courier: Manager, HDFC Bank Cards Division,# 8, Lattice Bridge Road, Thiruvanmiyur, Chennai - 600 041 |
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| For products (other than Credit Cards ) mail us at: | |
| HDFC Bank Ltd., New Bldg; "A" Wing 2nd floor, 26-A Narayan Properties,Chandivali Farm Road, Off Saki Vihar Road, Chandivali, Andheri (East), Mumbai- 400 072 |
NRI Customers: Click here
Whether to choose a fixed rate home loan, which allows you to clearly plan your budget, or to choose a floating rate of interest that provides the benefits of decreased interest rate, is a question that perplexes every home loan seeker. Types of fixed interest loans: There are two types of fixed rate loans: one that remains constant throughout the loan period, and one that is subject to review periodically. Usually, the interest charged is higher in the former than in the latter. For instance, a permanently fixed rate loan may cost you 14 percent interest, whereas a loan with a rate that is reviewed every three years may come at 13 percent. Moreover, there may be restrictions on the amount that can be prepaid in case of both types of fixed rate loans. Most loan owners are tempted to lock their interest rate for the entire loan tenure and not depend on market conditions for their EMIs. However, after a few years, if they feel the need to switch to a floating rate of interest, lending institutions allow them to do so after paying certain charges or fees. Which is the best option for you? Finally, it is up to the borrower to decide on what suits him/her the best. Ideally the borrower should compare home loans for various parameters and understand every single detail about it. If certainty and security are prime considerations, a fixed rate home loan will be the best option, however it won't come without the premium on interest rates.
They say, “All that glitters is not gold.” While this may be true in most cases, when Indian festivals come around, you can be sure that the glittering yellow metal hanging off people’s necks and hands is indeed, gold
A new year always coincides with the launches of new models and variants by auto manufacturers, making it the ideal time to buy that new car or bike that you were thinking about. But before you take the plunge, here are some tips to keep in mind:
If you have been dreaming of a vacation since a long time, don’t let the trip costs hold you back.
Weddings come once-in-a-lifetime. And you want it to be perfect in every way. A personal loan makes your dream wedding possible. Get complete peace of mind about finances for your big day with a marriage loan.
A personal loan is one that is provided by a bank to fund a financial need or immediate cash requirement, be it for business, family wedding, studies or foreign trips. The bank will not question you about the end use when you are applying for a personal loan
Personal loans are loans that do not require collateral or security and is offered with minimal documentation. You can use it for any legitimate personal need. Like any other loan, you must repay it according to agreed terms with the Bank usually over a few months to a few years in easy equated mont
When you have a clean credit history and a track record of financial discipline, you may become eligible for a personal loan pre-approval.
Whether you want funds for a family wedding, a foreign holiday, child’s education, home renovation or medical emergency —a personal loan is the ideal solution for your urgent financial needs.
A personal loan is useful to fund a range of financial needs, including home renovation, children’s education, medical emergency, family wedding or a dream vacation.
Emergencies may happen rarely, but they are always unexpected. And when you are faced with a tough situation, you may need funds quickly.
Ask yourself these questions before you decide to apply. From how to apply for a personal loan to personal loan requirements, we have the answers to key questions that you may have.
Planning on an international holiday? Here are few tips
Consistency or concession – what do you need for your home loan premiums?
Thinking of travelling the world or planning the perfect wedding?
You might be eager to pay off your loan. But is prepayment always the smartest option? Find out.
EMI is one of the most important aspects of any loan that you take. EMI stands of equated monthly instalments. It is the amount you will have to pay every month till the end of your loan tenure
Two questions that most people have when they take a personal loan are: How much loan can I get? How much will I have to pay out every month?
Be it a wedding, children’s education, a medical emergency or foreign travel, a personal loan is a great way to raise funds for a wide range of personal needs. You can get the funds quickly, with minimal documentation. You can repay the loan over many months or years in easy monthly instalments.
At times you need to borrow funds to finance large purchases, consolidate existing debts or even seek short term help. HDFC Bank offers a wide range of financial products that can be borrowed to suit your financial requirements
The convenience of internet banking comes with its own set of risks. Learn how to keep your online transactions safe.
InsureFraudsters are always evolving. Stay one step ahead and stay safe. Here's how.
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