Resident Customers:
| For Credit Cards mail us at: | |
|---|---|
| For Regular Post: Manager, HDFC Bank Cards Division,PO BOX # 8654 Thiruvanmiyur PO Chennai - 600 041 For Courier: Manager, HDFC Bank Cards Division,# 8, Lattice Bridge Road, Thiruvanmiyur, Chennai - 600 041 |
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| For products (other than Credit Cards ) mail us at: | |
| HDFC Bank Ltd., New Bldg; "A" Wing 2nd floor, 26-A Narayan Properties,Chandivali Farm Road, Off Saki Vihar Road, Chandivali, Andheri (East), Mumbai- 400 072 |
NRI Customers: Click here
The Travel Loan: How to fund your dream holiday
If you have been dreaming of a vacation since a long time, don’t let the trip costs hold you back.
Instead, opt for a holiday loan (basically a personal loan for travel) and enjoy the experience of a lifetime.
Why take a travel loan?
Here are some reasons to opt for a personal holiday loan
- Instant funds: Pre-approved HDFC Bank customers receive funds in 10 seconds*, non-HDFC Bank customers can get funds in 4 hours*
- Pocket friendly EMIs: Enjoy flexible tenure (12-60 months) and repayment options (EMIs starting as low as Rs 2174 per lakh)
- Hassle-free: Minimal or no documentation
- Repay by cheque, online transfer, cash or credit card
How to estimate your Holiday Loan amount?
To determine how much of a Travel Loan you should take, you must first make a complete budget for your travel. To do that, take these steps:
Research your destination: Read guide books or travel websites to get an idea of the places you want to visit. Make a list of things you would like to do there, and their likely costs.
Make a trip budget: Based on your research, estimate a per-day and total trip cost (including meals, sightseeing tickets, transportation, visa fees and lodging). Or you can approach a travel agent for a package or customized tour and ask for an estimate. Add 20-30% to the estimate to calculate the total trip cost.
Take stock of available funds: How much can you raise on your own? Check your bank accounts and consider expected receipts such as annual bonus or dividends due on your investments.
Apply for Travel Loan: Contact your bank with your request for a Holiday Loan. Furnish the required documents, such as IT return or salary slips, proof of address, proof of ID and bank statements. Based on your relationship with the bank, and your documents, the bank will determine your eligibility. You can also check your eligibility on the HDFC Bank website.
Receive funds: Plan your booking strategy. Book your return tickets first, then hotel stays, followed by internal travel and sightseeing tours.
Or transfer funds to your travel agent for the necessary bookings. You can pay via cheque, NEFT or IMPS.
Once bookings are done, apply for a visa, if required.
It's time to plan your dream holiday. Apply Now and #Startdoing
Bon voyage!
* Terms & conditions apply. Loan disbursal at sole discretion of HDFC Bank Ltd.
They say, “All that glitters is not gold.” While this may be true in most cases, when Indian festivals come around, you can be sure that the glittering yellow metal hanging off people’s necks and hands is indeed, gold
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If you have been dreaming of a vacation since a long time, don’t let the trip costs hold you back.
Weddings come once-in-a-lifetime. And you want it to be perfect in every way. A personal loan makes your dream wedding possible. Get complete peace of mind about finances for your big day with a marriage loan.
A personal loan is one that is provided by a bank to fund a financial need or immediate cash requirement, be it for business, family wedding, studies or foreign trips. The bank will not question you about the end use when you are applying for a personal loan
Personal loans are loans that do not require collateral or security and is offered with minimal documentation. You can use it for any legitimate personal need. Like any other loan, you must repay it according to agreed terms with the Bank usually over a few months to a few years in easy equated mont
When you have a clean credit history and a track record of financial discipline, you may become eligible for a personal loan pre-approval.
Whether you want funds for a family wedding, a foreign holiday, child’s education, home renovation or medical emergency —a personal loan is the ideal solution for your urgent financial needs.
A personal loan is useful to fund a range of financial needs, including home renovation, children’s education, medical emergency, family wedding or a dream vacation.
Emergencies may happen rarely, but they are always unexpected. And when you are faced with a tough situation, you may need funds quickly.
Ask yourself these questions before you decide to apply. From how to apply for a personal loan to personal loan requirements, we have the answers to key questions that you may have.
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EMI is one of the most important aspects of any loan that you take. EMI stands of equated monthly instalments. It is the amount you will have to pay every month till the end of your loan tenure
Two questions that most people have when they take a personal loan are: How much loan can I get? How much will I have to pay out every month?
Be it a wedding, children’s education, a medical emergency or foreign travel, a personal loan is a great way to raise funds for a wide range of personal needs. You can get the funds quickly, with minimal documentation. You can repay the loan over many months or years in easy monthly instalments.
At times you need to borrow funds to finance large purchases, consolidate existing debts or even seek short term help. HDFC Bank offers a wide range of financial products that can be borrowed to suit your financial requirements
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InsureFraudsters are always evolving. Stay one step ahead and stay safe. Here's how.
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