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| For Credit Cards mail us at: | |
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| For Regular Post: Manager, HDFC Bank Cards Division,PO BOX # 8654 Thiruvanmiyur PO Chennai - 600 041 For Courier: Manager, HDFC Bank Cards Division,# 8, Lattice Bridge Road, Thiruvanmiyur, Chennai - 600 041 |
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| For products (other than Credit Cards ) mail us at: | |
| HDFC Bank Ltd., New Bldg; "A" Wing 2nd floor, 26-A Narayan Properties,Chandivali Farm Road, Off Saki Vihar Road, Chandivali, Andheri (East), Mumbai- 400 072 |
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The Marriage Loan: Why use a personal loan to fund a wedding
Weddings come once-in-a-lifetime. And you want it to be perfect in every way. A personal loan makes your dream wedding possible. Get complete peace of mind about finances for your big day with a marriage loan.
Here is why we recommend opting for a personal loan for marriage.
Receive wedding loan funds instantly
Get funds in 10 seconds* if you are a HDFC Bank customer and pre-approved for a personal loan. You receive the funds directly into your account with little or no documentation. Non-HDFC Bank customers can get a pre-approved loan in under 4 hours*.
This means you can plan your wedding better and don’t have to worry about arranging funds every time you need tobook a venue, hire caterers, plan your honey moon or pay decorators.
Use the funds for any wedding-related expenses
There are no specific restrictions on how to use marriage loan funds.
You can use the funds to pay for outfits, makeup artistes, wedding invitations, hotel rooms, banquet halls, catering charges, flight tickets for your honey moon destination, etc.
Choose EMI and tenure of your marriage loan
A personal loan usually comes with flexible EMI and tenure options, from a few months up to a few years.
Thus, you can customise your repayment schedule based on your monthly income, financial needs andcash flow. Check the HDFC Bank Personal Loan EMI Calculator to plan your repayment better.
Benefit from competitive interest rates
If you have a good credit history, the bank is likely to offer you a competitive interest rate on a wedding loan.
With a better interest rate, you can pay off the loan sooner and be debt-free earlier.
No need to liquidate investments
Some people choose to redeem their fixed deposit or liquidate their savings early to pay for a family member’s wedding.
But redeeming a fixed or recurring deposit before maturity often incurs extra charges, in addition to loss of interest on your deposit.
With a personal loan to fund the wedding, you can let your investments grow uninterrupted.
* Terms & conditions apply. Loan disbursal at sole discretion of HDFC Bank Ltd.
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Weddings come once-in-a-lifetime. And you want it to be perfect in every way. A personal loan makes your dream wedding possible. Get complete peace of mind about finances for your big day with a marriage loan.
A personal loan is one that is provided by a bank to fund a financial need or immediate cash requirement, be it for business, family wedding, studies or foreign trips. The bank will not question you about the end use when you are applying for a personal loan
Personal loans are loans that do not require collateral or security and is offered with minimal documentation. You can use it for any legitimate personal need. Like any other loan, you must repay it according to agreed terms with the Bank usually over a few months to a few years in easy equated mont
When you have a clean credit history and a track record of financial discipline, you may become eligible for a personal loan pre-approval.
Whether you want funds for a family wedding, a foreign holiday, child’s education, home renovation or medical emergency —a personal loan is the ideal solution for your urgent financial needs.
A personal loan is useful to fund a range of financial needs, including home renovation, children’s education, medical emergency, family wedding or a dream vacation.
Emergencies may happen rarely, but they are always unexpected. And when you are faced with a tough situation, you may need funds quickly.
Ask yourself these questions before you decide to apply. From how to apply for a personal loan to personal loan requirements, we have the answers to key questions that you may have.
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EMI is one of the most important aspects of any loan that you take. EMI stands of equated monthly instalments. It is the amount you will have to pay every month till the end of your loan tenure
Two questions that most people have when they take a personal loan are: How much loan can I get? How much will I have to pay out every month?
Be it a wedding, children’s education, a medical emergency or foreign travel, a personal loan is a great way to raise funds for a wide range of personal needs. You can get the funds quickly, with minimal documentation. You can repay the loan over many months or years in easy monthly instalments.
At times you need to borrow funds to finance large purchases, consolidate existing debts or even seek short term help. HDFC Bank offers a wide range of financial products that can be borrowed to suit your financial requirements
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