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Aditya Birla Health Insurance (ABHI)

ABHI Activ Health - Platinum Enhanced:

I. Key Benefits:
a. Stay fit and healthy and Earn HealthReturnsTM upto 30 % of Premium
b. Day 1 cover for medical management of chronic diseases such as diabetes, hypertension, high cholesterol
and asthma
c. Choice of Hospital Room category between Shared, single and Any room

d. 100% Reload of Sum Insured for subsequent claims due to unrelated illness
e. Cumulative Bonus of 20% of sum insured for every claim free year, maximum up to 100%

II. Key Features:

Product Features Platinum Enhanced

Policy Term 1, 2 or 3 years
Rs 2 Lakh, 3 Lakh, 4 Lakh, 5 Lakh, 6 Lakh, 7 Lakh, 8 Lakh,
Sum Insured 9 Lakh, 10 Lakh, 15 Lakh, 20 Lakh, 25 Lakh, 30 Lakh,
40 Lakh, 50 Lakh, 100 Lakh, 150 Lakh, 200 Lakhs
Basic Covers

Covered up to
a) Any room (Available for Sum Insured > 7 Lakhs)
In -patient Hospitalization
b) Single Private Room
c) Shared Room (available for Sum Insured’s < 5 Lakhs)

Pre -hospitalization Medical Expenses 60 days
Post - hospitalization Medical Expenses 180 days
Day care Treatment 586 day care procedures are covered

Domiciliary Hospitalization Available

Actuals in network,
Road Ambulance Cover
Up to Rs. 5,000 per hospitalization in non - network
Organ Donor Expenses Available
Reload of Sum Insured 100% of SI for subsequent claims due to unrelated illnesses

Additional Benefits
20% of SI for every claim-free year, maximum up to 100%.
Cumulative Bonus (up to maximum of 50 Lakhs )
No reduction on claim, unless utilized
Health Check-up program Available, once in a policy year

1% of Sum Insured, max of INR 10,000 (10 days of
Recovery Benefit
hospitalization)
Second E - Opinion on Critical Illness Available

Worldwide Emergency Assistance Services Available

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*Based on Retail Loan book size (excluding mortgages). Source: Annual Reports FY 20-21 and No.1 on market capitalisation based on BSE data as on 31st Dec, 2021