Page 55 - HDFC Bank | Take the cut out of your tax cut

5) Standing Instruction Discount - ( Across all
channels) – 2.5% Discount on the premium from 1}
renewal, if the premium is received through NACH or
standing instruction Yes Yes
(where payment is made either by direct debit of bank
account or credit card).
6) Direct Purchase Discount – 10% discount would be
offered on both New Business and Renewal policies,
if the insured member opts to purchase the policy Yes Yes
directly from the Company’s website without the
involvement of any intermediary.

7) Online Intermediary Discount - 10% Discount
would be offered on both New Business and Renewal Yes Yes
policies if the insured member opts to purchase the
policy using an online intermediary.

8) Affiliate Employee Discount - 10% discount would
be offered on the both New Business and Renewal Yes Yes
policies which are purchased by employees of
intermediaries of Aditya Birla Health Insurance Co. Ltd.

9) Employee Discount - 10% discount would be offered
on both New Business and Renewal policies covering Yes Yes
employees and/or family members of employees of
Aditya Birla Group

Note - Online Intermediary Discount, Employee Discount,
Affiliate Employee Discount and Direct Purchase Discount are
available on mutually exclusive basis.
Premium Payment
5 Monthly, Quarterly, Half Yearly & Single Yes Yes
Mode

Base Cover
Room Rent Limit
(I) S.I. 1 & 2 Lac - 2% of S.I. for normal room rent,
4% for ICU
In-patient
1 S.I. 3 Lacs & 4 Lacs - Single Private Room Yes Yes
Hospitalization
ICU - Actual
S.I. 5 Lacs & above - Any Room
ICU – Actual

a Modern Treatment covered up to Sum Insured Yes Yes
b HIV / AIDS and STD covered up to Sum Insured Yes Yes

c Mental Care Cover covered up to Sum Insured Yes Yes

55
*Based on Retail Loan book size (excluding mortgages). Source: Annual Reports FY 20-21 and No.1 on market capitalisation based on BSE data as on 31st Dec, 2021