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Health Returns - Percentage of Premium earned up to
16 50% of the premium excluding premium for optional Yes Yes
benefit(s) & taxes.
17 Mental Health Assessment Program Yes Yes
Upfront Good Health Discount – Available once at the time
18 of obtaining first policy from us for insured 18 Years & Yes Yes
above not a Dependent child under this Policy.
Optional Cover
Super No Claim Bonus (50% of SI per annum, Max up to
19 Yes Yes
100%)
Travel Protect (Domestic Cover) - Fixed Benefit Pay-out.
Plan 1 - SI - 10,000 , Plan 2 – SI 20,000 each benefit .
Total Loss of Check In Baggage
Delay of Checked-in Baggage( Deductible – 6 Hours)
Trip Cancellation & Interruption
20 Trip Delay – (Deductible - 6 Hours) Yes Yes
Missed Flight Connection – (Deductible - 6 Hrs)
This optional cover will be paid up to the limit defined in
the policy schedule/ product benefit table only once in
a policy year. Selection of this Optional Cover will be on
Individual basis irrespective of Policy Type.
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*Based on Retail Loan book size (excluding mortgages). Source: Annual Reports FY 20-21 and No.1 on market capitalisation based on BSE data as on 31st Dec, 2021