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Normal Delivery - Rs. 40,000 C-Section Deliver – Rs.
60,000
New Born Baby Expenses - Covered within Maternity
Limit
Vaccination Expenses - Covered within Maternity Limit
Stem Cell Preservation – Covered within Maternity Limit
Waiting Period – 36 Months from the inception of the
1st Policy where coverage towards maternity expenses
is selected and renewed continuously without any break
(continuity benefit in respect of the “Waiting Periods” shall
not be available for maternity cover in case of portability /
migration if the erstwhile policy did not provide maternity
coverage).

Coverage under this Benefit shall include
Delivery of a child and/ or Maternity Expenses related
to a Medically Necessary Treatment and lawful medical
termination of pregnancy up to a maximum of 2 events
Maternity Expense Pre or post - natal Maternity Expenses;
11 (Over and above Base No Yes
S.I.) Any claim under this benefit shall not impact the Opted
Sum Insured or No Claim Bonus/ Super No Claim Bonus (if
opted).
This benefit is available for You or Your spouse provided You
and Your spouse, both are covered under the same Policy for
a continues period of 36 months.
Our maximum liability per pregnancy will be subject to the
limits specified in the policy Schedule.
Minimum Age at entry of the female insured is 18 to 45
Years, however claims can be made at any age even after 45
Years

What is not covered
Medical expenses for ectopic pregnancy. However, these
expenses will be covered under In-patient Treatment
Any Pre-hospitalization Medical Expenses or
Post – hospitalization Medical Expenses will not be covered

Any Binge Refill of Sum Insured will not be available for
coverage under this Benefit.

Additional Benefit
12 No Claim Bonus (10% of SI per annum, Max up to 100%) Yes Yes

Health Check Up Program - Available once during the
13 policy year for insured aged 18 Years & above on the start Yes Yes
date of the policy
14 Domestic Emergency Assistance Services Yes Yes
Value Added Benefit

15 Health Assessment Yes Yes

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*Based on Retail Loan book size (excluding mortgages). Source: Annual Reports FY 20-21 and No.1 on market capitalisation based on BSE data as on 31st Dec, 2021