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Niva Bupa - Go Active :
TM
AN ACTIVE HEALTH INSURANCE THAT WORKS FOR YOU EVERY DAY
Key features:
• Hospitalisation Coverage: Coverage up to Rs. 25 Lakhs
• OPD Coverage: Choose the health insurance that pays for Doctor Visits*
• Daily Health Coaching: Meet your health goals and get up to 20% discount on renewal premium
• Diagnostic Tests: Avail Health Check-up/Diagnostic tests of your choice
• Avail i-Protect Option & Beat Medical Inflation
i-Protect increases sum insured by 10% on every renewal (no maximum limit)
*OPD Consultation can be availed either through a Cashless Facility or on Reimbursement basis through a network.
For Reimbursement, the maximum per consultation limit is Rs. 600 for Zone 1 coverage and Rs. 500 for Zone 2 coverage.
Niva Bupa - Health Companion:
A HEALTH INSURANCE PLAN WITH A HOST OF SMART FEATURES TO GIVE YOU EVERYTHING YOU NEED IN A HEALTH
COVER
Key features:
• Sum insured: Coverage up to Rs. 1 Crore
• No claim bonus: 20% increase in base sum insured and principal remains untouched even if a claim is made
• Refill benefit : Sum insured reinstates if 2nd claim is made of a different illness/ injury during the same policy year
#
• Alternative Treatments: Coverage includes alternative treatments like Ayurveda and Unani
• 30 Min cashless claim facility*
#Reinstate up to Base Sum Insured. Applicable for different illness.
*Niva Bupa processes pre-auth requests within 30 minutes for all active policies, subject to receiving all documents and information(s) up to
Niva Bupa’s satisfaction. The above commitment does not include preauthorization settlement at the time of discharge or system outage.
Niva Bupa - Heartbeat:
A COMPREHENSIVE HEALTH INSURANCE COVER THAT TAKES CARE OF THE FINER DETAILS
Key features
• Comprehensive Cover: We provide cover ranging from Rs. 5 Lakhs to Rs. 1 Crore
• Cashless claims processing: We process cashless claims within 30 minutes* upon approval at over 4000 network
hospitals
• Cover for maternity & new born child : We cover maternity expenses for 2 deliveries and first vaccination for a new
#
born baby
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*Based on Retail Loan book size (excluding mortgages). Source: Annual Reports FY 20-21 and No.1 on market capitalisation based on BSE data as on 31st Dec, 2021