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• Health Check-up: Annual; Starting from the 1st year/ up to 0.5% of SI or up to max of `10,000 on cashless basis
• Domiciliary Hospitalization: Up to SI

• Bariatric Surgery: 50% of SI/ Max up to 10 Lakhs

• Convalescence Benefit (On continuous hospitalization for 10 days or more; payable over and above the base
SI): Lump-sum: `20,000

Optional Benefits (Inbuilt in the policy)

• Domestic Air Ambulance: Up to SI (over and above base Sum Insured)

• WorldWide cover: Available for SI 25 Lakhs & above only

• Ambulance Assistance: Available

• Tele consultations: Unlimited

• Home care treatment: 5% of SI max up to `25,000
Optional Benefits (Can be opted with additional premium)

• Maternity Benefits (for up to 3 deliveries): 10% of base SI subject to maximum of 10 lakhs

• New Born Baby Cover: Twice the maternity cover limit per newly born child over and above the maternity limit.

• Vaccinations for new born baby in the first year: 1% of base SI per newly born child, max up to `10,000.

• Critical Illness: Lump-sum equal to base SI subject to a maximum of 50 lakhs

• Personal Accident (Death + PTD+PPD): Lump-sum equal to base SI for AD/ For PTD and PPD – pay-out according
to PPD and PTD grid subject to a maximum of 50 lakhs

• Sum Insured Protector: Available

• Claim Protector: Available

ICICI Lombard Golden Shield:

Brief Intro about the product

Ageing brings numerous ailments that are usually very expensive to treat and manage. After 56 to 60 yrs., the body becomes
more prone to illnesses and infections. That is why having a health insurance policy is essential for senior citizens.

Our senior citizen health insurance policy – Golden Shield – is a specially curated product that caters to the healthcare needs
of individuals aged 56 yrs. and above. Like a regular Mediclaim policy, Golden Shield covers unforeseen medical expenses
resulting from hospitalisation, health check-ups, day-care procedures and ambulance usage.
Our Golden shield Policy provides extensive coverage at an affordable premium. Facilities like a high sum insured, annual
health check-up, and cashless treatment across a vast hospital network make such a policy reliable.

Key Features & USPs of the product:

• Reset Benefit: Reset of Annual Sum insured up to 100% of the Annual Sum insured unlimited times, for all future
Claims within the same Policy year not related to the illness/ disease/ injury for which a claim has been paid for the
same insured person. Reset for same illness is only once.

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*Based on Retail Loan book size (excluding mortgages). Source: Annual Reports FY 20-21 and No.1 on market capitalisation based on BSE data as on 31st Dec, 2021