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Covers Out Patient medical expenses for doctor consultation, Prescribed Pharmacy and diagnostics up
to the limit as specified below. This cover will be applicable only within the geographical boundaries of
India.
Maximum limit of Rs 2,000 for SI 5L
OPD Cover Plan A Maximum limit of Rs 4,000 for SI 10L
Maximum limit of Rs 7,500,000 for SI 25L/ 50L
Maximum limit of Rs 4,000 for SI 5L/ 10L
Plan B
Maximum limit of Rs 7,500 for SI 25L/ 50L
Plan C Maximum limit of Rs 10,000 for SI 50L/ 100L
• Nursing at Home: We will pay you Rs 1000 per day up-to a maximum of 15 days post Hospitalization for the medical
services of a Qualified Nurse at Your residence, provided that the nurse is employed in a Hospital/Service provider and the
engagement of such Qualified Nurse is certified as necessary by a Medical Practitioner and relates directly to any Illness
or Injury, covered under the Policy. This cover will be applicable only within the geographical boundaries of India.
• Super No-Claim Bonus*: We will provide Super NCB of 50% of annual sum insured of immediately preceding policy
year subject to a maximum of 100% provided that there is no Claim under this Policy during the Policy Year except as an
Out-patient. In case of claim the Super NCB will get reduced in the same proportion. This cover will be applicable only
within the geographical boundaries of India.
• Compassionate Visit*: We will reimburse the cost of the economy class air ticket incurred by Your Immediate family from
and to the place of origin of such immediate family or the place of residence of the immediate family up to `20,000. This
cover will be applicable only within the geographical boundaries of India.
• Road Emergency Ambulance (worldwide including India): Covers road ambulance expenses, incurred to transfer the
Insured following an emergency to the nearest hospital per event of emergency hospitalisation, provided we have accepted
the in-patient claim up to a maximum limit of ` 35000 for overseas claims & `10,000 for Domestic claims.
*These covers are available as per different options under the policy.
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*Based on Retail Loan book size (excluding mortgages). Source: Annual Reports FY 20-21 and No.1 on market capitalisation based on BSE data as on 31st Dec, 2021
