Page 68 - HDFC Bank | Take the cut out of your tax cut

• Domestic Air Ambulance^: Expenses incurred on air ambulance services which are offered by a healthcare or an air
ambulance service provider up to sum insured.
• Surface Ambulance Service: Expenses incurred on surface ambulance services will be covered. Coverage limit under
this shall be 1% of the SI up to a maximum of `10,000.

• Homecare Treatment^: Covers treatment cost in case customer opts to get treated at home instead of getting
hospitalized provided doctor has recommended the treatment.

• Claim Protector^: IRDAI list of non-payable items shall become payable in case of a claim.

• SI Protector^: The SI will be increased at renewal on the basis of inflation rate of previous year.

• Pneumococcal Vaccine Discount: 1.5% All adult members covered in the policy should have been vaccinated in the
past 1 year from policy start date to avail this discount.

• Other Value added Services: The insured will have a choice to avail various wellness benefits / services through the
network of specialists / service providers.

1. Video / Tele Consultation
2. Tele Medicine
3. Pharmacy and diagnostic services

4. Online chat with doctor
5. Doctor on call

6. Health Assistance Service
Avail wellness benefits through our network of specialists and service providers.

Coverage Details:
Base

• Overall Sum Insured (SI) Rupees: 5/7.5/10/15/20/25/30/40/50/ 75/100/150/200/300 Lakhs

• In-patient treatment: Up to SI

• Hospital Accommodation: Any category room; Up to SI

• Ayush Treatment: Up to SI

• Pre and post hospitalization expenses: Pre - 60 days Post - 180 days

• Day care Procedures: All day care procedures

• Organ Donor Expenses: Up to SI
Other

• Surface Ambulance: Up to 1% of SI per hospitalization subject to a maximum of `10,000 per hospitalization.

• Animal Bite (Vaccination): Up to `10,000

• Restore Benefit: 100% of the base SI shall be made available even in case of partial utilization of SI for hospitalization
due to any illness for same person.

• Guaranteed cumulative Bonus: 20% of SI maximum up to 100%

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*Based on Retail Loan book size (excluding mortgages). Source: Annual Reports FY 20-21 and No.1 on market capitalisation based on BSE data as on 31st Dec, 2021