Page 67 - HDFC Bank | Take the cut out of your tax cut

• OPD cover
• ASI Protector#

• Super NCB#

• Claim Protector#

• Compassionate Visit#

**Reset will be available unlimited times in a policy year in case the Sum insured including accrued Additional Sum Insured (if any) and Super No-
Claim Bonus (if any), Sum insured protector (if any) is insufficient as a result of previous claims in that policy year. Reset will not trigger for the first
claim. Reset will not trigger for same person with same illness for which a claim has been paid in that policy year. #These covers are available as per
different options under the policy.

Worldwide: The worldwide cover offers a higher Sum Insured with a worldwide hospitalisation cover for emergency and
planned hospitalisation requirements.

• Worldwide cashless facility at network centres*

• Day care procedures
• International emergency medical services (Air & Roadside ambulance)

ICICI Lombard Health AdvantEdge (Apex Plus Plan):

Brief Intro about the product

No one plans to fall sick but most people will need medical care at some point in their life. Right from the first doctor’s visit,
to the lab tests, and pharmacy bills, the mounting expenses pertaining to full treatment can be burdensome. To help you in
your illness and wellness journey, ICICI Lombard’s Health AdvantEdge is a holistic policy designed to cater to your healthcare
needs at all stages.
This policy is one of the few healthcare products that offers all-round wellness and preventive care benefits. Some of the
value-added services under the Wellness program include reward points for inculcating healthy habits. Under this cover,
the policyholder can also avail services such as video/tele consultation, pharmacy and diagnostic services, online chat with
doctors, second opinion, and more.

The policy also has benefits such as pre-existing disease cover flexibility, domestic and air ambulance and convalescence
benefit. It provides an additional cover against 20 critical illnesses. These add-ons also includes maternity insurance for both
mother and the newborn baby.

USPs of the Product:
• Worldwide Cover^#: Hospitalization expenses incurred abroad shall be paid up to sum insured. This benefit is
available for Sum Insured of 25 Lakhs and above.

• Tele-consultations^: Tele consultations and recommendations for common health issues by a qualified Medical
Practitioner or health care professional.

• Pre and Post Hospitalization Expenses: Medical Expenses incurred due to Illness up to 60 days period immediately
before and 180 days immediately after an Insured Person’s admission to a Hospital.

• Day Care Treatment: Medical expenses for day care treatment undertaken as in-patient in a Hospital for continuous
period of less than 24 hours.

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*Based on Retail Loan book size (excluding mortgages). Source: Annual Reports FY 20-21 and No.1 on market capitalisation based on BSE data as on 31st Dec, 2021