Page 70 - HDFC Bank | Take the cut out of your tax cut

• Co-Payment: 50% base co-payment
• Enhanced Annual SI for RTA: Annual Sum Insured shall be doubled if the Insured meets with a Road Traffic Accident
whilst travelling as a pillion rider in a two wheeler/ four wheeler, resulting in in-patient hospitalization.

• Incentives associated with Vaccination against pneumococcal disease: Additional 2.5% discount on premium
(fresh or renewal) for Insured Person (s) who have taken the Pneumococcal vaccine (Conjugate) or its equivalent vaccine
which helps prevent pneumococcal disease. All Insured persons need to be vaccinated in the past 1 year since policy
start date in order to avail discount.

• Preventive Health Check-up: Benefit to avail a preventive health check-up as per our pre-defined package at our
network providers or empanelled health service providers anytime during the Policy period.
• Care management Program: The Care Management Program aims to provide solutions which will solve everyday
challenges/issues related to customer’s health, promote holistic wellbeing and empower. The goal of this program is to
promote longevity, productivity and incentivise for healthy behaviour. Services offered under this program:

1. Tele Consultation(s)
2. Second E-opinion for Critical Illness

3. Diet and Nutrition e-consultation
4. E-Counselling
5. Health Management Program
6. Care Calls

7. Goal based incentives on outcome of Preventive health check-up
8. Incentive for Participation in Yoga/ Meditation Sessions/ Completion of Targeted Steps

9. Medical Vault
10. Health Assistance (HAT)
11. Ambulance Assistance

12. Discounts on services/products.

• • Entry Age 56 Years & Above
• • Coverage for Modern Treatments: As per the sub-limit table

• • Cumulative Bonus:10% of SI for every claim free year Max up to 100% of SI

• • Policy Tenure: 1/2/3 Years

Coverage Details:

• Hospitalization Expenses: Medical Expenses incurred in respect of Hospitalization of the Insured Person during the
Policy Period, up to the Annual Sum Insured specified in the Policy Schedule against this Benefit offering coverage
against the below:
i. Room Rent up to Twin sharing room (for Annual Sum Insured below `10 Lacs and Single private AC room for
annual sum insured `10L and above);

ii. Intensive Care Unit Charges;

iii. Qualified Nurse charges;
iv. Medical Practitioner’s Fees ;

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*Based on Retail Loan book size (excluding mortgages). Source: Annual Reports FY 20-21 and No.1 on market capitalisation based on BSE data as on 31st Dec, 2021