Page 52 - HDFC Bank TPP Flipbook
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4.   Earn HealthReturns  by talking to your Health Coach/Personal
                                                  TM
                                     Health Coach
     Second E-Opinion on major illness  When it comes to detection of a major illnesses such a cancer, kidney
                                 failure or heart attack, then a second opinion is always helpful. We
                                 understand that and provide you with a second e-opinion through a
                                 consortium of well qualified specialists. The service is available once
                                 per policy year.
     Health and Wellness discount  You get discounts on the OPD consultations, Diagnostics and
                                 Pharmacy offered through our Network Service Providers and / or
                                 Empanelled Service Providers.
     Nursing at Home – Optional Care   We cover expenses of qualified nurse at home as per written
     Benefit                     recommendation of your doctor subsequent to hospitalisation.
     Lifestyle support equipment – Optional  We cover expenses of lifestyle support equipment like ICU bed,
     Care Benefit                wheelchair, walker, belts, collars etc. as per written recommendation
                                 of your doctor subsequent to hospitalisation.
     Portable medical equipment – Optional  We cover expenses of portable medical equipment like oxygen
     Care Benefit                cylinders, ventilators, CPAP etc. as per written recommendation of
                                 your doctor subsequent to hospitalisation.
     Advance Health Check-up – Optional   We provide advance diagnostic tests like Thyroid function tests,
     Care Benefit                mammography, abdomen sonography etc. for each and every insured
                                 member once in a policy year.
     Room Upgrade – Optional Cover  You have the option to upgrade to a higher category of hospital room
                                 as per your plan’s eligibility.
    Eligibility and Coverage:
    Minimum age at entry: 55 years (All members in case of a multi-individual policy, age of eldest member in case
    of Family Floater).
    Maximum age at entry: 80 years (All members in case of a multi-individual policy, age of eldest member in case
    of Family Floater).
    The policy can be purchased on an individual basis or a Family Floater (self and spouse only) basis.
    Co-payment:
    Premier: 10% co-pay for all In-patient Hospitalisation, Domiciliary, Ayush, Home Treatment and Day care claims.
    Standard and Classic: 20% co-pay for all In-patient Hospitalisation, Domiciliary, Ayush, Home Treatment and Day
    care claims.
    *This is an indicative list. Please refer to policy wordings/product benefit table for detailed list benefits, limits,
    exclusions and waiting periods.
    Activ Secure – Critical Illness Plan

    PROTECTING your future becomes important after a critical illness.
    Key Benefits:
    -   Complete protection against 20, 50 or 64 Critical Illnesses as per plan opted
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