Page 48 - HDFC Bank TPP Flipbook

Domestic/International Emergency We travel on work or sometimes to get away from our busy lives
Assistance Services (Including Air sometimes we may end up going to places that are remote. In such
Ambulance) cases where an adequate medical facility is not available and you need
medical help, we will help you reach such a medical facility and then
take you back to your home.
Health Assessment TM Once in a Policy Year, you can avail Health Assessment which
TM
measures MER including BP, BMI, HWR and smoking status, Blood
Sugar and Total Cholesterol. Charges for the same shall be borne by
the company.
HealthReturns TM Our policy rewards you for staying fit and healthy and these rewards
are accumulated in the form of HealthReturns . You can start earning
TM
HealthReturns by completing the following steps:
1. Complete a health assessment which as a result provides you a
healthy heart score.
2. Start exercising to earn Activ Dayz.
3. Monthly based on the accumulated Activ Dayz and your Healthy
Heart Score.
Health Coach At times when we are suffering from any of the chronic conditions,
a coaching session with a specialist may help. We give you a
personalised coaching by a medical expert who will guide you
through your health journey when you are suffering from Asthma,
Hypertension, Hyperlipidemia or Diabetes mellitus. These coaching
session shall be provided on telephonic discussion with you will help
become a healthier version of yourself.
Reduction in PED Waiting Period Choosing this optional cover reduces your applicable waiting period of
(Optional Cover) 48 months for claims related to pre-existing diseases to, 24 months.
Unlimited Reload of Sum Insured Through this optional cover, your Sum Insured can be reinstated
(Optional Cover) unlimited times, whenever you need it the most. If, due to claims
made, you ever run out of your health cover, we reinstate the entire
Sum Insured unlimited times in a policy year. This benefit is an
extension of Reload of Sum Insured.
Super NCB (Super No Claim Bonus) With Super NCB (Super No Claim Bonus), your Sum Insured
(Optional Cover) increases by 50% every claim-free year with a maximum
accumulation of 100% of Sum Insured. The accumulated Super NCB
serves as an extension to your inbuilt NCB. You can opt for Super
NCB either when applying for the policy, or at renewal. In case of a
claim, Super NCB reduces at the same rate at which it has increased,
which is 50% of Sum Insured.
Accidental Hospitalisation booster In case of an unfortunate event of hospitalisation due to an accident,
(Optional Cover) this optional cover will provide you with an additional Sum Insured
equal to your Sum Insured for in-patient hospitalisation. This benefit
is available for Sum Insured upto r 1 crore.

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