Page 50 - HDFC Bank TPP Flipbook

Key Features:

In-patient Hospitalisation In case of a hospitalisation of more than 24 hours due to a planned
treatment or an unforeseen emergency, we will cover expenses like
room rent, doctor’s fee, operation theatre expenses, medicines, drugs
and other consumables under the policy as per your eligibility.
Pre-hospitalisation medical expenses You may incur expenses as per your plan’s eligibility for consultations
or diagnostic tests before your hospitalisation, such costs will be
covered up to 30 days before your hospitalisation where a claim
under in-patient hospitalisation / Domiciliary hospitalisation / Day care
treatment is accepted.
Post-hospitalisation medical expenses You may incur expenses as per your plan’s eligibility for medicines,
diagnostic tests or physiotherapy, such costs will be covered up to
60 days after your discharge from the hospital where a claim under
In-patient hospitalisation / Domiciliary hospitalisation / Day care
treatment is accepted.
Day care treatment Due to advancements in medical science, certain medical procedures
like a dialysis may not require a 24-hour hospitalisation, we will cover
you for such 586 procedures as well.
Domiciliary Hospitalisation We will cover your medical expenses as per your plan’s eligibility in
case you need to get treated at home, if your health condition did
not allow hospital transfer as recommended by a doctor or due to
unavailability of a bed at the hospital.
Road Ambulance Cover In case of an emergency, we will cover costs incurred on
transportation to a hospital by a road ambulance as per your plan’s
eligibility.
Organ Donor Expenses In case of organ transplants to you, we not only cover you, we also
cover the medical expenses of the organ donor for harvesting the
organ for your use, as per your plan’s eligibility.
Reload of Sum Insured In case the Sum Insured along with no Claim Bonus (if any) is
insufficient as a result of previous claims in that policy year, then
you get upto an additional 100% of Sum Insured as per your plan’s
eligibility, for hospitalisation due to an illness unrelated to previous
claims in that policy year.
AYUSH (In-patient Hospitalisation) We will pay you as per your plan’s eligibility, for medical expenses
incurred by you towards your in-patient hospitalisation under AYUSH
(Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy)
treatment.
Home Treatment We shall cover the treatment expenses at your home for illnesses
such as chemotherapy, dengue, gastroenteritis, hepatitis on a
cashless basis as per your plan’s eligibility.

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