Page 51 - HDFC Bank TPP Flipbook

No Claim Bonus With our policy, you get benefits even if you do not claim. We will
provide you with a No Claim Bonus which is 10% of Sum Insured for
each year that you do not claim. Whenever there is a claim, No Claim
Bonus reduces by the same rate at which it increased, which is 10%
of Sum Insured. The maximum limit for No Claim Bonus is 50% of
Sum Insured.
Domestic / International Emergency We travel on work or sometimes to get away from our busy lives and
Assistance Services (Including Air sometimes we may end up going to places that are remote. In such
Ambulance) cases where an adequate medical facility is not available and you need
medical help, we will help you reach such a medical facility and then
take you back to your home.
OPD treatment We shall cover medically required consultations, visit(s) to a Medical
Practitioner who is a qualified doctor and diagnostic tests which are
incurred on an out-patient basis on cashless basis as per your plan’s
eligibility.
Health Assessment We provide Health Assessment for each and every insured member
once in a policy year on renewal of your policy.
Comprehensive Health Check-up We provide Comprehensive Health Check-up for each and every
insured member once in a policy year on renewal of policy.
Health Coach At times when we are suffering from any of the chronic conditions,
a coaching session with a specialist may help. We give you a
personalised coaching by a medical expert who will guide you
through your health journey when you are suffering from Asthma,
Hypertension, Hyperlipidemia or Diabetes mellitus. These coaching
sessions shall be provided on telephonic discussion with you to help
become a healthier version of yourself.
Personal Health Coach At times when we are suffering from any of the chronic conditions,
a coaching session with a specialist may help. We give you a
personalised coaching by a medical expert who will guide you
through your health journey when you are suffering from Asthma,
Hypertension, Hyperlipidemia or Diabetes mellitus. You can also
avail Health coaching session for nutritional, medical and wellness
counselling. These coaching sessions shall be provided on telephonic
discussion with you to help become healthier version of yourself.
TM
HealthReturns TM Earn HealthReturns upto 21% of your premium by earning Active
Dayz and staying healthy. You can start earning HealthReturns by
TM
completing the following steps:
1. Complete a health assessment which as a result provides you a
healthy heart score
2. Start exercising to earn Activ Dayz. Active Dayz can be earned
through plethora of options like running, walking, yoga and
many more
3. Earn HealthReturns monthly based on the accumulated Activ
TM
Dayz and your Healthy Heart Score.
TM
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