Page 46 - HDFC Bank TPP Flipbook
P. 46

Eligibility:
    The minimum age at entry is 91 days and there is no maximum entry age under the Policy.
    a.   Children from age - 91 days to 5 years will be covered only if one adult is covered under the Policy
    b.   Children up to 25 years can be covered under the floater as dependents
    c.   Children beyond 25 years if dependent on the parents can be covered under an individual policy
    You shall be eligible for Renewals for lifetime.
    •     Relationships covered (Proposer’s relationship with the Proposed Insured Member): Self, lawfully
        wedded spouse, son, daughter, mother, father, brother, sister, mother in-law, father in-law, grandfather,
        grandmother, grandson, granddaughter, son in-law, daughter in-law, brother in-law, sister in-law, nephew,
        niece.
    •     In case of a floater policy, one family will share a single Opted Sum Insured. Relationships covered - self,
        spouse, dependent parents, dependent in-laws, children up to 25 years (up to 3).
    •   Maximum floater cover can be offered to 6 Adults +3 children.
    *This is an indicative list. Please refer to policy wordings / product benefit table for detailed list benefits, limits,
    exclusions and waiting periods.
    Activ Assure – Diamond Plan

    PROTECTING your health is our priority while we also protect your finances
    Key Benefits:
    -   150% Reload of Sum Insured, for subsequent claims due to unrelated illness, maximum up to 50 lakhs
    -   Covers 586 day care procedures even if hospitalisation is less than 24 hours
    -   International/Domestic Emergency Assistance Services (Including Air Ambulance)
    -   Earn HealthReturns  worth up to 30% of your premium for staying fit and healthy
                     TM
     In-patient Hospitalisation  In case of a hospitalisation of more than 24 hours due to a planned
                                 treatment or an unforeseen emergency, we will cover expenses like
                                 room rent, doctor’s fee, operation theatre expenses, medicines, drugs
                                 and other consumables under the policy as per your eligibility.
     Pre-hospitalisation medical expenses  You may incur expenses for consultations or diagnostic tests before
                                 your hospitalisation, such costs will be covered up to 30 days before
                                 your hospitalisation where a claim under in-patient hospitalisation/
                                 Domiciliary hospitalisation/day care treatment is accepted.
     Post-hospitalisation medical expenses  You may incur expenses for medicines, diagnostic tests or
                                 physiotherapy such costs will be covered up to 60 days after
                                 your discharge from the hospital where a claim under in-patient
                                 hospitalisation / Domiciliary hospitalisation/Day care treatment is
                                 accepted.




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