Page 45 - HDFC Bank TPP Flipbook

II. Key Features:

Product Features Platinum Enhanced
Policy Term 1, 2 or 3 years
Sum Insured Rs 2 Lakh, 3 Lakh, 4 Lakh, 5 Lakh, 6 Lakh, 7 Lakh, 8 Lakh, 9 Lakh,
10 Lakh, 15 Lakh, 20 Lakh, 25 Lakh, 30 Lakh, 40 Lakh, 50 Lakh, 100
Lakh, 150 Lakh, 200 Lakhs
Basic Covers
In-patient Hospitalisation Covered up to
a) Any room (Available for Sum Insured > 7 Lakhs)
b) Single Private Room
c) Shared Room (available for Sum Insured’s < 5 Lakhs)
Pre-hospitalisation Medical Expenses 60 days
Post-hospitalisation Medical Expenses 180 days
Day care Treatment 586 day care procedures are covered
Domiciliary Hospitalisation Available
Road Ambulance Cover Actuals in network
Up to r 5,000 per hospitalisation in non-network
Organ Donor Expenses Available
Reload of Sum Insured 100% of SI for subsequent claims due to unrelated illnesses
Additional Benefits
Cumulative Bonus 20% of SI for every claim-free year, maximum up to 100% (up to
maximum of 50 Lakhs )
No reduction on claim, unless utilised
Health Check-up programme Available, once in a policy year
Recovery Benefit 1% of Sum Insured, max of INR 10,000 (10 days of hospitalisation)
Second E-Opinion on Critical Illness Available
Worldwide Emergency Assistance Available
Services
Value Added Benefits
Chronic Management programme Day 1 cover for medical management of chronic diseases such as
diabetes, hypertension, high cholesterol and asthma
HealthReturns TM Stay fit and healthy and Earn HealthReturns upto 30% of Premium
TM
Wellness Coach Available
Please check with your Relationship Manager for details on optional covers.

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