Page 38 - HDFC Bank TPP Flipbook

Coverage Table:

Coverages
Sum Insured (in r) 5L/10L/15L/20L/25L/50L
Deductible (in r) 2L*/3L/5L/10L*
Family Definition Self, spouse & up to 2 dependent children
In-patient Care Expenses As per plan
Day Care Treatment Expenses Up to Sum Insured
Domiciliary Hospitalisation Expenses Up to Sum Insured
Organ Donor Expenses Up to Sum Insured
AYUSH Treatment Up to Sum Insured
Pre & Post Hospitalisation Up to SI - 60/90 Days
Room Rent No restriction
Proportionate Deductions Not Applicable
Waiting Period Factors
Pre-existing Diseases Covered after 3 Years of continuous coverage
Sp. Illness Waiting Period Covered after 2 Years of continuous coverage
Initial Waiting Period 30 Days - Applicable
Eligibility Conditions
Max. Entry Age 23 Years for children & 65 Years for self & spouse
Min. Entry Age 91 Days for children & 18 Years for self & spouse
Medical Underwriting Not Applicable
Family relationship is not allowed except self, spouse & 2 children
Cashless & reimbursement is applicable
Acceptance of proposal is based on declaration of good health
*Deductible of r 2 Lakhs available for SI of r 10 & 15 Lakhs only. Deductible of r 10 Lakhs available for SI of
r 50 Lakhs only
Coverage Details:

• Covers hospitalisation expenses incurred for the treatment of disease, illness contracted or injury sustained.
• Floater cover for you & your family
- Under floater policy, total policy Sum Insured can be utilised by any family member
- Covers self, spouse & up to 2 children in the same policy
• In-patient Treatment
- Minimum period of 24 consecutive hours of hospitalisation required
- Expenses paid for room boarding & nursing/ICU/surgeon’s cost/doctor’s fees/anesthesia/blood/oxygen/
operation theater expenses
37