Page 41 - HDFC Bank TPP Flipbook

• Any critical illness for which care, treatment, or advice was recommended by or received from a Physician,
or which first manifested itself or was contracted before the start of the Policy Period, or for which a claim
has or could have been made under any earlier policy.
Bajaj Allianz Health Guard:
The Unique Selling Propositions are:
• Silver, Gold and Platinum Plans
• Introducing the Bariatric Surgery Cover up to r 5 lakhs
• Sum Insured reinstatement benefit for same illness
• Cumulative bonus up to 100% of Sum Insured under Silver and Gold Plans and maximum upto 150% under
Platinum Plan
• Convalescence benefit maximum up to r 7,500 per policy period
• Daily Cash Benefit of r 500/- for Accompanying an Insured Child (up to age 12 yrs) for 10 days
• Maternity and New Born Baby expenses maximum up to r 35,000
• Ayurvedic and Homeopathic Treatment Cover up to r 20,000 per policy year
• Increased Family discount up to 15% for covering more than 2 members under single individual policy
• Extended family coverage, covering parents, parents in law, grand children, dependent siblings
• Long term policy option of 2 years & 3 years
• Recharge Benefit - To take care of claims where the claim amount exceeds your Sum Insured
Added Benefit:
• Organ Donor Expenses
• Convalescence Benefit – In Gold Plan, in the event of insured hospitalised for a disease/illness/injury for a
continuous period exceeding 10 days, we will pay Convalescence Benefit. This benefit amount will be limited
to r 5,000 for Sum Insured up to r 5 lakhs and r 7,500 for Sum Insured r 7.5 lakhs and above per policy
year. In Silver Plan, in the event of insured hospitalised for a disease/illness/injury for a continuous period
exceeding 10 days, we will pay Convalescence Benefit. This benefit amount will be limited to r 5,000 per
policy year
• Daily Cash Benefit for Accompanying an Insured Child (up to age 12yrs) - Daily cash benefit of r 500/-
will be payable. This benefit will be limited to maximum up to 10 days during each policy year.
• Sum Insured Reinstatement Benefit
• Maternity Expenses - This benefit will be limited to maximum 2 deliveries or termination(s) or either,
during the lifetime of the insured person. We will also pay the Medical Expenses of pre-natal and post-natal
hospitalisation within maternity sum insured. Waiting period of 72 months from the date of issuance of the
first Health Guard (Revised) policy will be applicable.
• New Born Baby expenses - We will pay for Medical Expenses towards treatment of your new born baby.
We will also pay for Mandatory Vaccinations of the new born baby as recommended by the Indian Pediatric
Association. These expenses are covered up to a period of 90 days from the date of birth and within limit of
the Sum Insured under Maternity Expenses without payment of any additional premium.
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