Page 40 - HDFC Bank TPP Flipbook

Bajaj Allianz Critical Illness:
The Unique Selling Propositions are:
• Covers 10 critical illnesses, extended security in critical times
• This Policy covers your entire family; including children above the age of 6 years
• Multiple Sum Insured Options:
- Sum Insured options ranging from r 1 lakh to r 50 lakhs for the age group 6 years to 60 years
- Sum Insured options ranging from r 1 lakh to r 5 lakhs for the age group 61 years to 65 years
• The benefit amount is payable on diagnosis of critical illness only. The insured member can utilise this
amount for treatment of the disease, lifestyle changes, donor expenses or a planned treatment outside India,
etc.
• Hassle free in House claim process and Competitive premium rates.

List of Illness covered:
• First Heart Attack
• Open chest CABG
• Stroke resulting in permanent symptoms
• Cancer of specified severity
• Kidney failure requiring regular dialysis
• Major organ transplantation
• Multiple sclerosis with persisting symptoms
• Surgery of Aorta
• Primary pulmonary arterial hypertension
• Permanent paralysis of limbs
Added Benefit:
• Competitive premium rates
• The insured member can utilise this amount for treatment of the disease, lifestyle changes, donor expenses
or a planned treatment outside India, etc.
• Income Tax benefit under 80D of Income Tax Act
• Premium paid is exempt under section 80-D of Income Tax Act
Major Exclusions:
• Any critical illness diagnosed within the first 90 days of the date of commencement of the policy
• Any natural peril (including but not limited to storm, tempest, avalanche, earthquake, volcanic eruptions,
hurricane, or any other kind of natural hazard)
• Intentional self-injury and/or the use or misuse of intoxicating drugs and/or alcohol

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