Page 39 - HDFC Bank TPP Flipbook

• Section 80D
- Deduction for self, spouse & 2 children
• Pre & Post Hospitalisation Covered
- Covers expenses incurred immediately before & after hospitalisation related to the same illness/injury
- Pre-hospitalisation expenses: 60 Days
- Post-hospitalisation expenses: 90 Days
• Room Rent
- No capping on room rent
• Organ Donor
- Reimburse in-patient hospitalisation medical expenses incurred by organ donor in case of organ
transplantation surgery of insured member
- Covered up to the limit of Annual Sum Insured
• AYUSH Treatment
- Covers medical expenses of Ayurveda, Yoga & Naturopathy, Unani, Siddha & Homeopathy systems in a
government hospital up to Sum Insured
• Day-care Treatment
- Covers treatment done in less than 24 hours because of technological advancement
- 404 specified treatments covered under this Section
• Cashless Facility
- The insured can get hospitalised in any of our 4500+ network hospitals and payments of the costs of
treatment undergone are made directly to the hospital
• Waiting periods & Sub-limit
- 2 Years of waiting period for specific diseases
- 30 Days waiting period for disease and illness. This is not applicable for claims due to accident
occurring after the policy inception date
• Domiciliary Expenses
- The medical expenses incurred by an insured person for availing medical treatment at their home which
would otherwise have required hospitalisation
- Coverage up to Sum Insured limit

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